Sales of U.S. existing homes fall 1.5% in May# Living
d*n
1 楼
奶奶即将回国，打算把老二带回去一段时间，我们已经办了旅行证，还需不需要办委托
书？
另外上飞机和过海关的时候，只需要旅行证？还是需要另外再办个委托书？
谢谢
书？
另外上飞机和过海关的时候，只需要旅行证？还是需要另外再办个委托书？
谢谢
e*r
2 楼
回国两年多了，以前在美国用的chase信用卡过期了，在网站上require了card
replacement
不知道他们能不能寄卡到中国
有人这样试过吗？
replacement
不知道他们能不能寄卡到中国
有人这样试过吗？
p*e
3 楼
我们家孩子劲儿挺大的，另一个方面就是他不爱打搅别人，所以当别的孩子碰到他的时
候，他就就挺敏感的。有时候在我看来的确是别的孩子玩的时候不小心碰到他，他也很
不高兴。
为了不误打其他小孩，以前我都是跟他说，如果有人打他，要说stop之类的，不听就告
诉老师。以前都是在daycare，大多小打小闹，所以这么做好像没有问题。但是很快要
进入小学了，担心这样是不是会容易被bully。到底什么情况下可以教孩子打回去？我
觉得如果我不告诉他一个clear cut的guideline,他肯定会confuse.
候，他就就挺敏感的。有时候在我看来的确是别的孩子玩的时候不小心碰到他，他也很
不高兴。
为了不误打其他小孩，以前我都是跟他说，如果有人打他，要说stop之类的，不听就告
诉老师。以前都是在daycare，大多小打小闹，所以这么做好像没有问题。但是很快要
进入小学了，担心这样是不是会容易被bully。到底什么情况下可以教孩子打回去？我
觉得如果我不告诉他一个clear cut的guideline,他肯定会confuse.
n*e
4 楼
Distressed sales at lowest level since at least 2008
股市暴跌中...
WASHINGTON (MarketWatch) — Sales of existing homes fell 1.5% in May as
fewer cheap homes were sold, a trade group said Thursday.
The National Association of Realtors said sales for the month yielded a
seasonally adjusted annual rate of 4.55 million, down from an unrevised pace
of 4.62 million in April. Economists polled by MarketWatch anticipated a 4.
6 million annual rate in May.
Compared to May 2011, sales were up 9.6%, the 11th straight month of year-on
-year gains.
Mortgage rates, which Freddie Mac separately reported reaching a record low,
have helped contribute to those gains. The Federal Reserve on Wednesday
said it’s planning to keep ultra-low interest rates at least through the
end of 2014.
Still, sales are still running well below the peak of around 7 million
before the housing bubble burst.
Though the U.S. economy hit a little soft spot, the May pullback largely
reflected an inventory shortage in lower-priced homes, according to Lawrence
Yun, chief economist of the NAR.
“There’s plenty of buyer activity going on,” Yun said.
One piece of evidence he gave for the lack of low-priced homes on the market
was that median prices gained 7.9% to $182,600 on a year-on-year basis. It
was the highest since June 2010, when the first-time homebuyer tax credit
was about to expire.
That big gain is due to a shift in the types of homes being sold, rather
than re-sale price gains, he said.
April’s price gain was revised to 7.8% rather than 10.1%. A separate gauge
released Thursday by the Federal Housing Finance Agency said prices on a
seasonally adjusted basis rose 3% compared to a year ago in April.
The NAR’s data also showed inventories declined 0.4% to 2.49 million, or
roughly a 20% decline from May 2011. At the current sales pace, there are 6.
6 months of supply. Historically, six months of inventory are considered
normal — which hasn’t been the case since 2006, before the housing bubble
burst.
However, Yun pointed out that in so-called judicial foreclosure states, like
New York, New Jersey and Connecticut, shadow inventories haven’t moved
much. Shadow inventories represent homes near or in foreclosure that haven’
t yet hit the market. That overhang could impede a recovery there, Yun said.
In those states, judges rather than trustees determines whether a property
can be foreclosed.
Yelena Shulyatyeva, an economist of BNP Paribas, said she expects home sales
activity to be steady in the near term.
“Mortgage applications to purchase have been relatively flat since March
pointing to a flat trajectory in home sales going forward as lenders work
through the previously submitted applications,” she said in a note to
clients. “Credit conditions remain tight, particularly for mortgages, and
the traditional channels of monetary policy have been clogged as many
potential homebuyers are still unable to take advantage of the historically
low mortgage rates.”
Fewer all-cash sales
Distressed sales, representing both foreclosures and short sales, accounted
for 25% of all transactions, the lowest figure since the NAR started
tracking the data in 2008 and down from 28% in April.
All-cash transactions accounted for 28% of all transactions vs. 29% in April
. Investors made up 17% of all transactions, down from 20% in April.
First-time buyers aren’t stepping in, however — representing 34% of all
transactions, down from 35% in April and off normal levels of around 40%.
Yun said repeat buyers are behind the transactions. He pointed out that 80%
of all homeowners have some equity.
Other data released Thursday weren’t as positive.
First-time jobless claims barely budged in the latest week, while a
Philadelphia-area manufacturing survey plunged deeper into negative
territory in June.
股市暴跌中...
WASHINGTON (MarketWatch) — Sales of existing homes fell 1.5% in May as
fewer cheap homes were sold, a trade group said Thursday.
The National Association of Realtors said sales for the month yielded a
seasonally adjusted annual rate of 4.55 million, down from an unrevised pace
of 4.62 million in April. Economists polled by MarketWatch anticipated a 4.
6 million annual rate in May.
Compared to May 2011, sales were up 9.6%, the 11th straight month of year-on
-year gains.
Mortgage rates, which Freddie Mac separately reported reaching a record low,
have helped contribute to those gains. The Federal Reserve on Wednesday
said it’s planning to keep ultra-low interest rates at least through the
end of 2014.
Still, sales are still running well below the peak of around 7 million
before the housing bubble burst.
Though the U.S. economy hit a little soft spot, the May pullback largely
reflected an inventory shortage in lower-priced homes, according to Lawrence
Yun, chief economist of the NAR.
“There’s plenty of buyer activity going on,” Yun said.
One piece of evidence he gave for the lack of low-priced homes on the market
was that median prices gained 7.9% to $182,600 on a year-on-year basis. It
was the highest since June 2010, when the first-time homebuyer tax credit
was about to expire.
That big gain is due to a shift in the types of homes being sold, rather
than re-sale price gains, he said.
April’s price gain was revised to 7.8% rather than 10.1%. A separate gauge
released Thursday by the Federal Housing Finance Agency said prices on a
seasonally adjusted basis rose 3% compared to a year ago in April.
The NAR’s data also showed inventories declined 0.4% to 2.49 million, or
roughly a 20% decline from May 2011. At the current sales pace, there are 6.
6 months of supply. Historically, six months of inventory are considered
normal — which hasn’t been the case since 2006, before the housing bubble
burst.
However, Yun pointed out that in so-called judicial foreclosure states, like
New York, New Jersey and Connecticut, shadow inventories haven’t moved
much. Shadow inventories represent homes near or in foreclosure that haven’
t yet hit the market. That overhang could impede a recovery there, Yun said.
In those states, judges rather than trustees determines whether a property
can be foreclosed.
Yelena Shulyatyeva, an economist of BNP Paribas, said she expects home sales
activity to be steady in the near term.
“Mortgage applications to purchase have been relatively flat since March
pointing to a flat trajectory in home sales going forward as lenders work
through the previously submitted applications,” she said in a note to
clients. “Credit conditions remain tight, particularly for mortgages, and
the traditional channels of monetary policy have been clogged as many
potential homebuyers are still unable to take advantage of the historically
low mortgage rates.”
Fewer all-cash sales
Distressed sales, representing both foreclosures and short sales, accounted
for 25% of all transactions, the lowest figure since the NAR started
tracking the data in 2008 and down from 28% in April.
All-cash transactions accounted for 28% of all transactions vs. 29% in April
. Investors made up 17% of all transactions, down from 20% in April.
First-time buyers aren’t stepping in, however — representing 34% of all
transactions, down from 35% in April and off normal levels of around 40%.
Yun said repeat buyers are behind the transactions. He pointed out that 80%
of all homeowners have some equity.
Other data released Thursday weren’t as positive.
First-time jobless claims barely budged in the latest week, while a
Philadelphia-area manufacturing survey plunged deeper into negative
territory in June.
t*9
5 楼
经验是不会，不排除万一
k*b
6 楼
如果很小就去daycare, 挨打还手，都是本能的反应，自己就学会了呀，毋需父母手把
手教。
手教。
i*8
7 楼
谢谢，有没有人给个摘要啊，太长了啊。
d*n
8 楼
call customer service, tell them you're traveling ...
l*a
9 楼
我觉得no/stop->报告老师->打回去，按这个步骤。老师不作为就得自己上了。
【在 p******e 的大作中提到】
: 我们家孩子劲儿挺大的，另一个方面就是他不爱打搅别人，所以当别的孩子碰到他的时
: 候，他就就挺敏感的。有时候在我看来的确是别的孩子玩的时候不小心碰到他，他也很
: 不高兴。
: 为了不误打其他小孩，以前我都是跟他说，如果有人打他，要说stop之类的，不听就告
: 诉老师。以前都是在daycare，大多小打小闹，所以这么做好像没有问题。但是很快要
: 进入小学了，担心这样是不是会容易被bully。到底什么情况下可以教孩子打回去？我
: 觉得如果我不告诉他一个clear cut的guideline,他肯定会confuse.
【在 p******e 的大作中提到】
: 我们家孩子劲儿挺大的，另一个方面就是他不爱打搅别人，所以当别的孩子碰到他的时
: 候，他就就挺敏感的。有时候在我看来的确是别的孩子玩的时候不小心碰到他，他也很
: 不高兴。
: 为了不误打其他小孩，以前我都是跟他说，如果有人打他，要说stop之类的，不听就告
: 诉老师。以前都是在daycare，大多小打小闹，所以这么做好像没有问题。但是很快要
: 进入小学了，担心这样是不是会容易被bully。到底什么情况下可以教孩子打回去？我
: 觉得如果我不告诉他一个clear cut的guideline,他肯定会confuse.
i*n
10 楼
摘要：
美联储承诺维持超低利率到至少2014年，但最新统计月份的房屋销售量还是下降了。
4月的“挣钱房”（卖价比买价高的房子）比原先的统计数字向下修正了一些。
房屋库存量的好消息：房屋库存量下降了
房屋库存量的坏消息，还有很多foreclosure房子没有hit market，还是影子库存，没
有统计在库存量里。
美联储承诺维持超低利率到至少2014年，但最新统计月份的房屋销售量还是下降了。
4月的“挣钱房”（卖价比买价高的房子）比原先的统计数字向下修正了一些。
房屋库存量的好消息：房屋库存量下降了
房屋库存量的坏消息，还有很多foreclosure房子没有hit market，还是影子库存，没
有统计在库存量里。
b*9
11 楼
有可能
p*e
12 楼
可能一方面天性不爱打人，另一方面我们是这么教的（原因见上），所以这么多年
daycare，除了一开始去的时候（大概一岁多）推过两次小朋友，没有打过人。在家里
，弟弟不小心踢到他，他也是跟我抱怨，从没有本能性地还手的。所以我现在看到
bully的帖子，真的很担心。从小就不是个娇气娃，可是还手反击我真担心他不会啊。
【在 k******b 的大作中提到】
: 如果很小就去daycare, 挨打还手，都是本能的反应，自己就学会了呀，毋需父母手把
: 手教。
daycare，除了一开始去的时候（大概一岁多）推过两次小朋友，没有打过人。在家里
，弟弟不小心踢到他，他也是跟我抱怨，从没有本能性地还手的。所以我现在看到
bully的帖子，真的很担心。从小就不是个娇气娃，可是还手反击我真担心他不会啊。
【在 k******b 的大作中提到】
: 如果很小就去daycare, 挨打还手，都是本能的反应，自己就学会了呀，毋需父母手把
: 手教。
B*y
13 楼
AMEX肯定可以。以前我回国卡丢了，AMEX说给立刻寄张新卡，可我只呆几天，嫌麻烦，
于是算了。。。理论上Chase也可以做得到。。。
【在 e**r 的大作中提到】
: 回国两年多了，以前在美国用的chase信用卡过期了，在网站上require了card
: replacement
: 不知道他们能不能寄卡到中国
: 有人这样试过吗？
于是算了。。。理论上Chase也可以做得到。。。
【在 e**r 的大作中提到】
: 回国两年多了，以前在美国用的chase信用卡过期了，在网站上require了card
: replacement
: 不知道他们能不能寄卡到中国
: 有人这样试过吗？
p*e
14 楼
就是说老师不作为，对方再打人，就可以上了？
【在 l******a 的大作中提到】
: 我觉得no/stop->报告老师->打回去，按这个步骤。老师不作为就得自己上了。
【在 l******a 的大作中提到】
: 我觉得no/stop->报告老师->打回去，按这个步骤。老师不作为就得自己上了。
z*s
15 楼
别打要害，脑袋和鸡鸡，这些地方别打。
其他地方随便捶，想怎么捶怎么捶。
一但捶不过了，赶快扭抱在一起，争取和对手一起往地上摔，但你要保持在上面，然后
按在地上捶。
其他地方随便捶，想怎么捶怎么捶。
一但捶不过了，赶快扭抱在一起，争取和对手一起往地上摔，但你要保持在上面，然后
按在地上捶。
R*i
16 楼
我没觉得K和幼儿园的PreK有多大区别，如果学区好的话
c*3
17 楼
那万一被压在下面了呢？
要教小孩一只手保护自己要害，另一只手腾出来，用肘尖攻击，左勾拳，右勾拳，扎马
步，扫腿，这些基本功，等校车等开门的时候没事都可以练练
【在 z****s 的大作中提到】
: 别打要害，脑袋和鸡鸡，这些地方别打。
: 其他地方随便捶，想怎么捶怎么捶。
: 一但捶不过了，赶快扭抱在一起，争取和对手一起往地上摔，但你要保持在上面，然后
: 按在地上捶。
要教小孩一只手保护自己要害，另一只手腾出来，用肘尖攻击，左勾拳，右勾拳，扎马
步，扫腿，这些基本功，等校车等开门的时候没事都可以练练
【在 z****s 的大作中提到】
: 别打要害，脑袋和鸡鸡，这些地方别打。
: 其他地方随便捶，想怎么捶怎么捶。
: 一但捶不过了，赶快扭抱在一起，争取和对手一起往地上摔，但你要保持在上面，然后
: 按在地上捶。
r*9
18 楼
拿小板凳砸头。
l*e
19 楼
没有一定要打一定不打，取决于环境。。。居住在丛林里，或者类似的地方，打回去。
。。不打可以解决问题，当然不打。
【在 p******e 的大作中提到】
: 我们家孩子劲儿挺大的，另一个方面就是他不爱打搅别人，所以当别的孩子碰到他的时
: 候，他就就挺敏感的。有时候在我看来的确是别的孩子玩的时候不小心碰到他，他也很
: 不高兴。
: 为了不误打其他小孩，以前我都是跟他说，如果有人打他，要说stop之类的，不听就告
: 诉老师。以前都是在daycare，大多小打小闹，所以这么做好像没有问题。但是很快要
: 进入小学了，担心这样是不是会容易被bully。到底什么情况下可以教孩子打回去？我
: 觉得如果我不告诉他一个clear cut的guideline,他肯定会confuse.
。。不打可以解决问题，当然不打。
【在 p******e 的大作中提到】
: 我们家孩子劲儿挺大的，另一个方面就是他不爱打搅别人，所以当别的孩子碰到他的时
: 候，他就就挺敏感的。有时候在我看来的确是别的孩子玩的时候不小心碰到他，他也很
: 不高兴。
: 为了不误打其他小孩，以前我都是跟他说，如果有人打他，要说stop之类的，不听就告
: 诉老师。以前都是在daycare，大多小打小闹，所以这么做好像没有问题。但是很快要
: 进入小学了，担心这样是不是会容易被bully。到底什么情况下可以教孩子打回去？我
: 觉得如果我不告诉他一个clear cut的guideline,他肯定会confuse.
m*d
20 楼
小孩子没办法分清楚这些界限啊
k*4
21 楼
can I put my cock in yr pussy? thanks
【在 z****s 的大作中提到】
: 别打要害，脑袋和鸡鸡，这些地方别打。
: 其他地方随便捶，想怎么捶怎么捶。
: 一但捶不过了，赶快扭抱在一起，争取和对手一起往地上摔，但你要保持在上面，然后
: 按在地上捶。
【在 z****s 的大作中提到】
: 别打要害，脑袋和鸡鸡，这些地方别打。
: 其他地方随便捶，想怎么捶怎么捶。
: 一但捶不过了，赶快扭抱在一起，争取和对手一起往地上摔，但你要保持在上面，然后
: 按在地上捶。
z*s
22 楼
你这是要把别的小朋友打出屎来啊
【在 c*****3 的大作中提到】
: 那万一被压在下面了呢？
: 要教小孩一只手保护自己要害，另一只手腾出来，用肘尖攻击，左勾拳，右勾拳，扎马
: 步，扫腿，这些基本功，等校车等开门的时候没事都可以练练
【在 c*****3 的大作中提到】
: 那万一被压在下面了呢？
: 要教小孩一只手保护自己要害，另一只手腾出来，用肘尖攻击，左勾拳，右勾拳，扎马
: 步，扫腿，这些基本功，等校车等开门的时候没事都可以练练
c*3
23 楼
先学几招，每天在校门口演练着，不用真的出手都会吓跑bully
【在 z****s 的大作中提到】
: 你这是要把别的小朋友打出屎来啊
【在 z****s 的大作中提到】
: 你这是要把别的小朋友打出屎来啊
p*e
24 楼
嗯，这就是我担心的。
【在 m******d 的大作中提到】
: 小孩子没办法分清楚这些界限啊
【在 m******d 的大作中提到】
: 小孩子没办法分清楚这些界限啊
p*r
25 楼
我和老婆都认为应该是当场打回去然后马上报告老师。
【在 l******a 的大作中提到】
: 我觉得no/stop->报告老师->打回去，按这个步骤。老师不作为就得自己上了。
【在 l******a 的大作中提到】
: 我觉得no/stop->报告老师->打回去，按这个步骤。老师不作为就得自己上了。
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