坐标德州,父母拿到绿卡已经5年了。因为没有工作过,没有办法享受social security 的任何福利。 现在要申请 Medicare 全要自己付premium。medicaid 更别想了,任何低收入的要求都不符合因为绿卡全要和担保人挂钩,我当时是绿卡sponsor 所以我的收入也要算进去。
母亲不会英文,过不了面试。想劝父亲转成公民,老人家担心国内户口会被注销,另外也不确定转成公民以后会有啥福利。Medicare 也还是要自己付吧,因为没有40 quarters. 最近天天研究这些政策,太复杂好烦。
hahadr 发表于 2023-05-23 02:51
If they already passed 5 year anniversary then your income shouldn't matter. You probably need to let them file their tax returns independently, though.
One option would be buying Obama Care (aka ACA) but it requires income (min 13K USD per year income). Your parents retirement income might be able to meet the requirement. If not then you could loan them money and get investment income to fill the gap. ACA is subsided by the government and if the applicant's income is close to the minimum then the cost should be very low. I have heard from folks they were paying a couple of dollars a month.