APAD: Death pays all debts
When someone dies, their debts are generally paid out of the money or property left in the estate. If the estate can’t pay it and there’s no one who shared responsibility for the debt, it may go unpaid. For survivors of deceased loved ones, including spouses, there is no responsibility for their debts unless there is shared legal responsibility.
I saw, here, some elderly people would stop paying their property taxes for better life quality during their last years of independency. The government would retrive the debt through acquiring the properties after their death or losing self-care abilities. In the mainstream of all culcures, the current generation would not purposely exhaust its property in lifetime but to accumulate as much to the next ones.