s*0
2 楼
I would max out pretax retirement 401(k) first before thinking about
education for my kid.
529 Plans all cover national expenses. Depending on your state there might
be tax savings if you choose your own state's 529. Otherwise, if you are in
states like CA, you can choose any state's plan.
http://www.kiplinger.com/tools/best-529-college-savings-plans/
http://www.morningstar.com/advisor/t/47629734/morningstar-names
education for my kid.
529 Plans all cover national expenses. Depending on your state there might
be tax savings if you choose your own state's 529. Otherwise, if you are in
states like CA, you can choose any state's plan.
http://www.kiplinger.com/tools/best-529-college-savings-plans/
http://www.morningstar.com/advisor/t/47629734/morningstar-names
X*r
3 楼
Also max Roth IRA before 529, for the former is strictly better than
the latter.
There is also Coverdell ESA but the contribution limit is too low
($2000/year/child) that personally I don't think it's worth the
trouble, if you're going to open a 529 anyway.
in
【在 s*********0 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: I would max out pretax retirement 401(k) first before thinking about
: education for my kid.
: 529 Plans all cover national expenses. Depending on your state there might
: be tax savings if you choose your own state's 529. Otherwise, if you are in
: states like CA, you can choose any state's plan.
: http://www.kiplinger.com/tools/best-529-college-savings-plans/
: http://www.morningstar.com/advisor/t/47629734/morningstar-names
the latter.
There is also Coverdell ESA but the contribution limit is too low
($2000/year/child) that personally I don't think it's worth the
trouble, if you're going to open a 529 anyway.
in
【在 s*********0 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: I would max out pretax retirement 401(k) first before thinking about
: education for my kid.
: 529 Plans all cover national expenses. Depending on your state there might
: be tax savings if you choose your own state's 529. Otherwise, if you are in
: states like CA, you can choose any state's plan.
: http://www.kiplinger.com/tools/best-529-college-savings-plans/
: http://www.morningstar.com/advisor/t/47629734/morningstar-names
t*b
4 楼
谢谢
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