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求教:教育基金# Parenting - 为人父母
t*b
1
家有娃4岁了,琢磨该准备教育基金什么的了。大家都是买的什么教育基金,有没有那
种不受限在州内念大学的,可以cover整个美国的。?
多谢
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X*r
3
Also max Roth IRA before 529, for the former is strictly better than
the latter.
There is also Coverdell ESA but the contribution limit is too low
($2000/year/child) that personally I don't think it's worth the
trouble, if you're going to open a 529 anyway.

in

【在 s*********0 的大作中提到】
: I would max out pretax retirement 401(k) first before thinking about
: education for my kid.
: 529 Plans all cover national expenses. Depending on your state there might
: be tax savings if you choose your own state's 529. Otherwise, if you are in
: states like CA, you can choose any state's plan.
: http://www.kiplinger.com/tools/best-529-college-savings-plans/
: http://www.morningstar.com/advisor/t/47629734/morningstar-names

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t*b
4
谢谢
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L*1
5
Agree with the above -- max out all other possible first, 教育基金 should be
the last to consider.
If you belong to lower- mid-income level, don't do 教育基金.

【在 t****b 的大作中提到】
: 家有娃4岁了,琢磨该准备教育基金什么的了。大家都是买的什么教育基金,有没有那
: 种不受限在州内念大学的,可以cover整个美国的。?
: 多谢

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