c*d
2 楼
I am current using fidelity but their fund all have expense ratio over 0.8%
and potential $75 transaction fee for fund hold less than 3 months. Vanguard
offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
Vanguard probably offers the best index funds around.
Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
penalized by tax? If this possible, what do you think of transfering the
IRAs from fidelity to Vanguard?
Thank you!
and potential $75 transaction fee for fund hold less than 3 months. Vanguard
offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
Vanguard probably offers the best index funds around.
Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
penalized by tax? If this possible, what do you think of transfering the
IRAs from fidelity to Vanguard?
Thank you!
i*a
3 楼
《步步》看好一集，呵呵，挺好的。：）版上有的喜欢刘诗诗，有的不喜欢，我发现其实根本原因就是化妆师弱啊~~~
LSS虽然不是大美女，但是也挺好。这里面化妆个个很老套传统，不是轻粉妆，丫环就更不要提了。rx应该才13岁呀~~！化妆师不行呀，太影响形象了。几位阿哥也是的，衣服都很正，但是妆不行呀。
想起来八爷郑嘉颖他前阵刚演过《宫心计》里的高显杨，里面形象很酷很好的那种，上个片片~~8爷党们没看过的快去看了，，呵呵。
实在不好意思呀~~~：）抱歉啊~~但是化妆师真的弱呀~~~损害形象啊~~
LSS虽然不是大美女，但是也挺好。这里面化妆个个很老套传统，不是轻粉妆，丫环就更不要提了。rx应该才13岁呀~~！化妆师不行呀，太影响形象了。几位阿哥也是的，衣服都很正，但是妆不行呀。
想起来八爷郑嘉颖他前阵刚演过《宫心计》里的高显杨，里面形象很酷很好的那种，上个片片~~8爷党们没看过的快去看了，，呵呵。
实在不好意思呀~~~：）抱歉啊~~但是化妆师真的弱呀~~~损害形象啊~~
J*d
4 楼
实事是，几乎每个宗教对人人类的起源等问题都有一个用来解释的完整的story（不管
听起来多么荒诞）.这不是PhD答辩所需要的吗？所以可以这么说吧，每一个宗教都可以
颁发一个PhD学位：）
人类对“不知道的”是充满好奇和恐惧的。因为确实不知道，所以任何解释“为什么”
的解答都应该是“hypothesis"(假说），对吧？我们的错误在于认为自己认为的是对的
，并且试图说服别人。这就是前文所说的“神棍”也。
对于"知道的", 有些人就不要瞎掰啦。小树丛的话：fool me once, you are a fool;
fool me twice, I am a fool:)
让我们尊重“知道的”，让科学探索"不知道的”，反对“神棍”瞎掰“不知道的”。
听起来多么荒诞）.这不是PhD答辩所需要的吗？所以可以这么说吧，每一个宗教都可以
颁发一个PhD学位：）
人类对“不知道的”是充满好奇和恐惧的。因为确实不知道，所以任何解释“为什么”
的解答都应该是“hypothesis"(假说），对吧？我们的错误在于认为自己认为的是对的
，并且试图说服别人。这就是前文所说的“神棍”也。
对于"知道的", 有些人就不要瞎掰啦。小树丛的话：fool me once, you are a fool;
fool me twice, I am a fool:)
让我们尊重“知道的”，让科学探索"不知道的”，反对“神棍”瞎掰“不知道的”。
R*g
5 楼
中国的诗歌到了唐代真正进入了青壮年时期，诗仙诗圣如同两座无法逾越的高峰，
而它的四周也是高峰林立，一大批优秀的诗人灿若星河，每位诗人都以独树一帜的姿态
青史留名。王昌龄被人誉为“七绝圣手”，于是，刘长卿便自诩为“五言长城”，刘长
卿为何如此底气十足，是孤高自傲还是确有才名。
刘长卿在唐代诗人群中名号算不上响亮，大多数人只是依稀还记得小学学过的他的
名作《逢雪宿芙蓉山主人》“日暮苍山远，天寒白屋贫。柴门闻犬吠，风雪夜归人。”
，这首诗描绘的是一幅风雪夜归图。前两句，写诗人投宿山村时的所见所感。后两句写
诗人投宿主人家以后的情景。全诗语言朴实浅显，写景如画，叙事虽然简朴，含意十分
深刻。此诗表面看似乎字字“明白”，实则言简意约，含而不露，“情在景中，事在景
中”，而情非直抒、事不明写，体现了刘长卿五言诗不俗的思想和意境。那刘长卿未必
就像张若虚一样能以一首《春江花月夜》而“以孤篇压全唐”，他的这种自傲，与他的
身世和经历有什么关系吗？
刘长卿，字文房，宣城人，后迁居洛阳。玄宗天宝年间进士，论年辈和杜甫相若，
是由盛唐转中唐的过度诗人。安史之乱之后，太子李亨继皇帝位，刘长卿被安排为监察
御史，也就是说常年在纪检部门工作，日子相对比较无聊，要想日子不无聊，就要向皇
帝提意见，但是这个是很有风险的，搞得好皇帝宠幸有加，搞得不好容易得罪皇帝，像
唐太宗那样虚心纳谏的又有几人？后来果然一言不慎因事下狱，后来被贬谪异乡。唐代
宗大历年间，被任转运使判官，结果又受到别人诬陷，又被诬陷贬为睦州司马，到唐德
宗建中年间，终于做到了一方大员，随州刺史一职做得比较长久。
历史上对刘长卿的评价是这样的：清才冠世，颇凌浮俗，性刚，多忤权门，故两逢
迁斥，人悉冤之。也就是说此人有才华而且较为清高，觉得自己比较超凡脱俗，性情比
较刚烈，经常得罪当朝权贵，所以两次受人诬陷遭遇贬官也就在所难免了。由于唐代以
后，两汉三国魏晋的四言诗的历史地位因为社会生活的变化而出现动摇，诗歌容量更大
，表达更加自由的五言诗逐渐取代了四言诗的正统地位，五言相比四言，奇偶相配，在
音乐上更富于音乐美，初唐以后，产生了近体诗，其中即有五言律诗、五言绝句，这是
相对于汉乐府出现的一种格律更加严谨的近体诗样式。而刘长卿的确在五言诗上下了不
少功夫，也颇有心得。
当时另一位大诗人权德舆曾这样评价他的五言诗：诗调雅畅，甚能炼饰，其自赋，
伤而不怨，足以发挥风雅，称为“五言长城”。这一评价仅仅是一家之言，而刘长卿便
觉得十分中肯，他曾说：“今人称前有沈、宋、王、杜，后有钱、郎、刘、李。李嘉祐
、郎士元何得与余并驱。”从这话里不难看出他的确自恃才高，傲视群英。而且每次写
完诗只写上“长卿”二字，因为他自认为天下没有不认识他刘长卿的。
自称“五言长城”，当然自有他的才华横溢之处，但是如此孤高自傲，却贻笑大方
。经过历史岁月的沉淀，诗才孰高孰低，高下优劣，行家自有评判，岂因自称“五言长
城”而能名世？
而它的四周也是高峰林立，一大批优秀的诗人灿若星河，每位诗人都以独树一帜的姿态
青史留名。王昌龄被人誉为“七绝圣手”，于是，刘长卿便自诩为“五言长城”，刘长
卿为何如此底气十足，是孤高自傲还是确有才名。
刘长卿在唐代诗人群中名号算不上响亮，大多数人只是依稀还记得小学学过的他的
名作《逢雪宿芙蓉山主人》“日暮苍山远，天寒白屋贫。柴门闻犬吠，风雪夜归人。”
，这首诗描绘的是一幅风雪夜归图。前两句，写诗人投宿山村时的所见所感。后两句写
诗人投宿主人家以后的情景。全诗语言朴实浅显，写景如画，叙事虽然简朴，含意十分
深刻。此诗表面看似乎字字“明白”，实则言简意约，含而不露，“情在景中，事在景
中”，而情非直抒、事不明写，体现了刘长卿五言诗不俗的思想和意境。那刘长卿未必
就像张若虚一样能以一首《春江花月夜》而“以孤篇压全唐”，他的这种自傲，与他的
身世和经历有什么关系吗？
刘长卿，字文房，宣城人，后迁居洛阳。玄宗天宝年间进士，论年辈和杜甫相若，
是由盛唐转中唐的过度诗人。安史之乱之后，太子李亨继皇帝位，刘长卿被安排为监察
御史，也就是说常年在纪检部门工作，日子相对比较无聊，要想日子不无聊，就要向皇
帝提意见，但是这个是很有风险的，搞得好皇帝宠幸有加，搞得不好容易得罪皇帝，像
唐太宗那样虚心纳谏的又有几人？后来果然一言不慎因事下狱，后来被贬谪异乡。唐代
宗大历年间，被任转运使判官，结果又受到别人诬陷，又被诬陷贬为睦州司马，到唐德
宗建中年间，终于做到了一方大员，随州刺史一职做得比较长久。
历史上对刘长卿的评价是这样的：清才冠世，颇凌浮俗，性刚，多忤权门，故两逢
迁斥，人悉冤之。也就是说此人有才华而且较为清高，觉得自己比较超凡脱俗，性情比
较刚烈，经常得罪当朝权贵，所以两次受人诬陷遭遇贬官也就在所难免了。由于唐代以
后，两汉三国魏晋的四言诗的历史地位因为社会生活的变化而出现动摇，诗歌容量更大
，表达更加自由的五言诗逐渐取代了四言诗的正统地位，五言相比四言，奇偶相配，在
音乐上更富于音乐美，初唐以后，产生了近体诗，其中即有五言律诗、五言绝句，这是
相对于汉乐府出现的一种格律更加严谨的近体诗样式。而刘长卿的确在五言诗上下了不
少功夫，也颇有心得。
当时另一位大诗人权德舆曾这样评价他的五言诗：诗调雅畅，甚能炼饰，其自赋，
伤而不怨，足以发挥风雅，称为“五言长城”。这一评价仅仅是一家之言，而刘长卿便
觉得十分中肯，他曾说：“今人称前有沈、宋、王、杜，后有钱、郎、刘、李。李嘉祐
、郎士元何得与余并驱。”从这话里不难看出他的确自恃才高，傲视群英。而且每次写
完诗只写上“长卿”二字，因为他自认为天下没有不认识他刘长卿的。
自称“五言长城”，当然自有他的才华横溢之处，但是如此孤高自傲，却贻笑大方
。经过历史岁月的沉淀，诗才孰高孰低，高下优劣，行家自有评判，岂因自称“五言长
城”而能名世？
b*y
6 楼
The Apple iPad: First Impressions
Tony Avelar/Bloomberg
Today Apple finally unveiled its tablet computer, the iPad. Thus concludes
Phase 1 of the standard Apple new-category roll-out: months of feverish
speculation and hype online, without any official indication by Apple that
the product even exists.
Now Phase 2 can begin: the bashing by the bloggers who’ve never even tried
it: “No physical keyboard!” “No removable battery!” “Way too expensive!
” “Doesn’t multitask!” “No memory-card slot!”
That
Tony Avelar/Bloomberg
Today Apple finally unveiled its tablet computer, the iPad. Thus concludes
Phase 1 of the standard Apple new-category roll-out: months of feverish
speculation and hype online, without any official indication by Apple that
the product even exists.
Now Phase 2 can begin: the bashing by the bloggers who’ve never even tried
it: “No physical keyboard!” “No removable battery!” “Way too expensive!
” “Doesn’t multitask!” “No memory-card slot!”
That
f*n
7 楼
Yes
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
r*y
8 楼
是不怎么样，但有些妆水平倒是不错，比如那些病容老态之类的，我觉得算我看过的片
子里比较自然的了。
子里比较自然的了。
b*y
9 楼
At the same time, the bashers should be careful, too. As we enter Phase 2,
remember how silly you all looked when you all predicted the iPhone’s
demise in that period before it went on sale.
Like the iPhone, the iPad is really a vessel, a tool, a 1.5-pound sack of
potential. It may become many things. It may change an industry or two, or
it may not. It may introduce a new category — something between phone and
laptop — or it may not. And anyone who claims to know what will happen will
wind up lo
remember how silly you all looked when you all predicted the iPhone’s
demise in that period before it went on sale.
Like the iPhone, the iPad is really a vessel, a tool, a 1.5-pound sack of
potential. It may become many things. It may change an industry or two, or
it may not. It may introduce a new category — something between phone and
laptop — or it may not. And anyone who claims to know what will happen will
wind up lo
g*g
10 楼
If you are cautious of expense, consider WF, 10 Free trade/m if
you have 25K in all accounts (including checking etc.)
%
Vanguard
(
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
you have 25K in all accounts (including checking etc.)
%
Vanguard
(
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
i*a
11 楼
妆是偏正剧的那种，服饰都挺好的，妆容太正版，哎~~~后面还没看到。：）
【在 r******y 的大作中提到】
: 是不怎么样，但有些妆水平倒是不错，比如那些病容老态之类的，我觉得算我看过的片
: 子里比较自然的了。
【在 r******y 的大作中提到】
: 是不怎么样，但有些妆水平倒是不错，比如那些病容老态之类的，我觉得算我看过的片
: 子里比较自然的了。
h*n
12 楼
说实在的，MS不搞自己的硬件平台是一个重大失误。。。
will
【在 b********y 的大作中提到】
: At the same time, the bashers should be careful, too. As we enter Phase 2,
: remember how silly you all looked when you all predicted the iPhone’s
: demise in that period before it went on sale.
: Like the iPhone, the iPad is really a vessel, a tool, a 1.5-pound sack of
: potential. It may become many things. It may change an industry or two, or
: it may not. It may introduce a new category — something between phone and
: laptop — or it may not. And anyone who claims to know what will happen will
: wind up lo
will
【在 b********y 的大作中提到】
: At the same time, the bashers should be careful, too. As we enter Phase 2,
: remember how silly you all looked when you all predicted the iPhone’s
: demise in that period before it went on sale.
: Like the iPhone, the iPad is really a vessel, a tool, a 1.5-pound sack of
: potential. It may become many things. It may change an industry or two, or
: it may not. It may introduce a new category — something between phone and
: laptop — or it may not. And anyone who claims to know what will happen will
: wind up lo
s*n
13 楼
There is no tax consequence if you transfer between the same type
of accounts. It doesn't matter which brokers hold the accounts.
%
Vanguard
(
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
of accounts. It doesn't matter which brokers hold the accounts.
%
Vanguard
(
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
r*y
14 楼
我觉得妆容太潦草倒是真的……若曦脸和脖子经常不是一个色……= =
【在 i***a 的大作中提到】
: 妆是偏正剧的那种，服饰都挺好的，妆容太正版，哎~~~后面还没看到。：）
【在 i***a 的大作中提到】
: 妆是偏正剧的那种，服饰都挺好的，妆容太正版，哎~~~后面还没看到。：）
B*D
15 楼
MS的生态圈和apple不太一样
apple用自己的硬件推自己的软件
MS是很多硬件厂家的供货商...
就像MS说G不应该自己卖电话一样
如果MS G之类的非要自己买硬件，那么多半是类似game console那样的赔本卖硬件
靠渠道软件赚钱...
【在 h*********n 的大作中提到】
: 说实在的，MS不搞自己的硬件平台是一个重大失误。。。
:
: will
apple用自己的硬件推自己的软件
MS是很多硬件厂家的供货商...
就像MS说G不应该自己卖电话一样
如果MS G之类的非要自己买硬件，那么多半是类似game console那样的赔本卖硬件
靠渠道软件赚钱...
【在 h*********n 的大作中提到】
: 说实在的，MS不搞自己的硬件平台是一个重大失误。。。
:
: will
c*d
16 楼
Thank you! How do you rate Fidelity among the brokers for retail investors?
They seem to be fee heavy to me.
They seem to be fee heavy to me.
i*a
17 楼
哇~~mm你看的真细~~：）我没看出脖子，呵呵。我都不好意思说，版上都要给炸暴了，
我怕说了被人揪出来扁呀~~~！：）
看了一集，若曦应该妆容是13岁的打扮呀~~！她粉好厚，也不粉嫩，腮红的粉色都看不
到，有时候额头居然又泛出个包包，还泛油~~。哎~~10爷笑起来眼睛一个大一个小（没
画好），4爷8爷脸好黑。
化妆师过分啊~~~！
【在 r******y 的大作中提到】
: 我觉得妆容太潦草倒是真的……若曦脸和脖子经常不是一个色……= =
我怕说了被人揪出来扁呀~~~！：）
看了一集，若曦应该妆容是13岁的打扮呀~~！她粉好厚，也不粉嫩，腮红的粉色都看不
到，有时候额头居然又泛出个包包，还泛油~~。哎~~10爷笑起来眼睛一个大一个小（没
画好），4爷8爷脸好黑。
化妆师过分啊~~~！
【在 r******y 的大作中提到】
: 我觉得妆容太潦草倒是真的……若曦脸和脖子经常不是一个色……= =
b*y
18 楼
google在这个问题上是犯了大错误。。。
G不应该自己卖电话一样
G不应该自己卖电话一样
S*C
19 楼
Fidelity is an excellent brokerage house, not so much as a fund company IMO.
Vanguard is an excellent fund company, not so much as a brokerage. It is up
to you which one is more important.
There may be account closing fees involved if you do a full transfer.
%
Vanguard
(
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
Vanguard is an excellent fund company, not so much as a brokerage. It is up
to you which one is more important.
There may be account closing fees involved if you do a full transfer.
%
Vanguard
(
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
r*y
20 楼
那啥……说不好看的也没被揪出来扁吧？：P
【在 i***a 的大作中提到】
: 哇~~mm你看的真细~~：）我没看出脖子，呵呵。我都不好意思说，版上都要给炸暴了，
: 我怕说了被人揪出来扁呀~~~！：）
: 看了一集，若曦应该妆容是13岁的打扮呀~~！她粉好厚，也不粉嫩，腮红的粉色都看不
: 到，有时候额头居然又泛出个包包，还泛油~~。哎~~10爷笑起来眼睛一个大一个小（没
: 画好），4爷8爷脸好黑。
: 化妆师过分啊~~~！
【在 i***a 的大作中提到】
: 哇~~mm你看的真细~~：）我没看出脖子，呵呵。我都不好意思说，版上都要给炸暴了，
: 我怕说了被人揪出来扁呀~~~！：）
: 看了一集，若曦应该妆容是13岁的打扮呀~~！她粉好厚，也不粉嫩，腮红的粉色都看不
: 到，有时候额头居然又泛出个包包，还泛油~~。哎~~10爷笑起来眼睛一个大一个小（没
: 画好），4爷8爷脸好黑。
: 化妆师过分啊~~~！
t*a
21 楼
怎么不搞，Zune 不就是么? 既然已经模仿 iPod Touch 推出了 Zune HD,
搞不好明年继续模仿 iPad 推出 Zune Tablet
【在 h*********n 的大作中提到】
: 说实在的，MS不搞自己的硬件平台是一个重大失误。。。
:
: will
搞不好明年继续模仿 iPad 推出 Zune Tablet
【在 h*********n 的大作中提到】
: 说实在的，MS不搞自己的硬件平台是一个重大失误。。。
:
: will
c*d
22 楼
I am current using fidelity but their fund all have expense ratio over 0.8%
and potential $75 transaction fee for fund hold less than 3 months. Vanguard
offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
Vanguard probably offers the best index funds around.
Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
penalized by tax? If this possible, what do you think of transfering the
IRAs from fidelity to Vanguard?
Thank you!
and potential $75 transaction fee for fund hold less than 3 months. Vanguard
offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
Vanguard probably offers the best index funds around.
Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
penalized by tax? If this possible, what do you think of transfering the
IRAs from fidelity to Vanguard?
Thank you!
i*a
23 楼
后面还没看~~：）等我看完再来讨论呀，呵呵。
【在 r******y 的大作中提到】
: 那啥……说不好看的也没被揪出来扁吧？：P
【在 r******y 的大作中提到】
: 那啥……说不好看的也没被揪出来扁吧？：P
b*y
24 楼
应该换个ceo，就鲍尔默那个形象，很难把微软的产品和时尚，新潮联系起来
【在 t******a 的大作中提到】
: 怎么不搞，Zune 不就是么? 既然已经模仿 iPod Touch 推出了 Zune HD,
: 搞不好明年继续模仿 iPad 推出 Zune Tablet
【在 t******a 的大作中提到】
: 怎么不搞，Zune 不就是么? 既然已经模仿 iPod Touch 推出了 Zune HD,
: 搞不好明年继续模仿 iPad 推出 Zune Tablet
f*n
25 楼
Yes
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
L*g
26 楼
这个我在fashion版说过，没怎么有人理。当时还纳闷呢，难道大家都觉得妆还不错？？
粉厚，浮，跟脖子头皮的颜色差好大，额头上痘痘清晰可见。但是若兰和嫡福晋的妆就
很不多，难道不是一个化妆师？？
【在 i***a 的大作中提到】
: 哇~~mm你看的真细~~：）我没看出脖子，呵呵。我都不好意思说，版上都要给炸暴了，
: 我怕说了被人揪出来扁呀~~~！：）
: 看了一集，若曦应该妆容是13岁的打扮呀~~！她粉好厚，也不粉嫩，腮红的粉色都看不
: 到，有时候额头居然又泛出个包包，还泛油~~。哎~~10爷笑起来眼睛一个大一个小（没
: 画好），4爷8爷脸好黑。
: 化妆师过分啊~~~！
粉厚，浮，跟脖子头皮的颜色差好大，额头上痘痘清晰可见。但是若兰和嫡福晋的妆就
很不多，难道不是一个化妆师？？
【在 i***a 的大作中提到】
: 哇~~mm你看的真细~~：）我没看出脖子，呵呵。我都不好意思说，版上都要给炸暴了，
: 我怕说了被人揪出来扁呀~~~！：）
: 看了一集，若曦应该妆容是13岁的打扮呀~~！她粉好厚，也不粉嫩，腮红的粉色都看不
: 到，有时候额头居然又泛出个包包，还泛油~~。哎~~10爷笑起来眼睛一个大一个小（没
: 画好），4爷8爷脸好黑。
: 化妆师过分啊~~~！
a*e
27 楼
我怎么记得 Jobs 说是从 SFO 到 NRT 全程看 video 呢
【在 b********y 的大作中提到】
: 应该换个ceo，就鲍尔默那个形象，很难把微软的产品和时尚，新潮联系起来
g*g
28 楼
If you are cautious of expense, consider WF, 10 Free trade/m if
you have 25K in all accounts (including checking etc.)
%
Vanguard
(
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
you have 25K in all accounts (including checking etc.)
%
Vanguard
(
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
s*y
29 楼
可能lss就是皮肤不好。 后来采访大家也说lss嘴馋老吃辣的。
呵呵
【在 L**********g 的大作中提到】
: 这个我在fashion版说过，没怎么有人理。当时还纳闷呢，难道大家都觉得妆还不错？？
: 粉厚，浮，跟脖子头皮的颜色差好大，额头上痘痘清晰可见。但是若兰和嫡福晋的妆就
: 很不多，难道不是一个化妆师？？
呵呵
【在 L**********g 的大作中提到】
: 这个我在fashion版说过，没怎么有人理。当时还纳闷呢，难道大家都觉得妆还不错？？
: 粉厚，浮，跟脖子头皮的颜色差好大，额头上痘痘清晰可见。但是若兰和嫡福晋的妆就
: 很不多，难道不是一个化妆师？？
s*n
30 楼
There is no tax consequence if you transfer between the same type
of accounts. It doesn't matter which brokers hold the accounts.
%
Vanguard
(
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
of accounts. It doesn't matter which brokers hold the accounts.
%
Vanguard
(
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
t*l
31 楼
吃辣椒不会皮肤不好的。
★ 发自iPhone App: ChineseWeb - 中文网站浏览器
【在 s******y 的大作中提到】
: 可能lss就是皮肤不好。 后来采访大家也说lss嘴馋老吃辣的。
: 呵呵
★ 发自iPhone App: ChineseWeb - 中文网站浏览器
【在 s******y 的大作中提到】
: 可能lss就是皮肤不好。 后来采访大家也说lss嘴馋老吃辣的。
: 呵呵
c*d
32 楼
Thank you! How do you rate Fidelity among the brokers for retail investors?
They seem to be fee heavy to me.
They seem to be fee heavy to me.
y*h
33 楼
可能是高清太坑爹了~最近tvb的九江十二坊男的头顶的头发茬都出来了~也可能是灯光
的问题
的问题
S*C
34 楼
Fidelity is an excellent brokerage house, not so much as a fund company IMO.
Vanguard is an excellent fund company, not so much as a brokerage. It is up
to you which one is more important.
There may be account closing fees involved if you do a full transfer.
%
Vanguard
(
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
Vanguard is an excellent fund company, not so much as a brokerage. It is up
to you which one is more important.
There may be account closing fees involved if you do a full transfer.
%
Vanguard
(
【在 c*******d 的大作中提到】
: I am current using fidelity but their fund all have expense ratio over 0.8%
: and potential $75 transaction fee for fund hold less than 3 months. Vanguard
: offer some really nice ETF such as Vanguard 500 Index Fund Admiral Shares (
: VFIAX) with 0.06% expense ratio. Since Boglehead founded Vanguard, I think
: Vanguard probably offers the best index funds around.
: Is it possible to rollover/transfer IRAs from fidelity to Vanguard without
: penalized by tax? If this possible, what do you think of transfering the
: IRAs from fidelity to Vanguard?
: Thank you!
f*g
35 楼
反正女主的额头上的痘痘看得很清楚呢，说明ｌｓｓ也算底子好了
一般的人肯定丑死了
一般的人肯定丑死了
c*d
36 楼
How good are the funds in wells fargo IRA platform? Does anyone have
experience with that?
experience with that?
p*y
37 楼
lss主要是拍这部的时候睡得太少，每天睡4个小时左右，压力又大，
荷尔蒙失调，肿了，还生豆豆。她拍射雕的时候，皮肤非常好。
吃辣椒不会皮肤不好的。
★ 发自iPhone App: ChineseWeb - 中文网站浏览器
【在 t******l 的大作中提到】
: 吃辣椒不会皮肤不好的。
:
: ★ 发自iPhone App: ChineseWeb - 中文网站浏览器
荷尔蒙失调，肿了，还生豆豆。她拍射雕的时候，皮肤非常好。
吃辣椒不会皮肤不好的。
★ 发自iPhone App: ChineseWeb - 中文网站浏览器
【在 t******l 的大作中提到】
: 吃辣椒不会皮肤不好的。
:
: ★ 发自iPhone App: ChineseWeb - 中文网站浏览器
S*C
38 楼
The majority of our asset outside 401(k) are with WFA. The main attractions
are 1) 100 free trade per 365 days for stocks, ETFs, and TFs (NTF trades are
not counted against the 100 free trades) EACH account if your total asset
with them is above $25,000 and you open a PMA account with WF, and 2) They
have a good selection of institutional class fund which can be bought for
far less than the prospectus stated minimum. Their other fund selections are
good, not as good as Fido or SCHW, but good enough. But you may not get
good institutional class fund in Fido or SCHW.
Their web interface is not very good, and they have a fairly regular and
very frustrating habit of suddenly shutting off access to funds without
warning. Now we have two positions with them that we can no longer add to...
.not a problem now, but may cause some issue in the future. For certain
funds you will need to call them to place the buy order, you wonder what is
the point to be an internet brokerage if you have to go through the phone
sometimes.
In spite of all that, we still like WFA and feel it remains to be the best
deal out there for now.
【在 c*******d 的大作中提到】
: How good are the funds in wells fargo IRA platform? Does anyone have
: experience with that?
are 1) 100 free trade per 365 days for stocks, ETFs, and TFs (NTF trades are
not counted against the 100 free trades) EACH account if your total asset
with them is above $25,000 and you open a PMA account with WF, and 2) They
have a good selection of institutional class fund which can be bought for
far less than the prospectus stated minimum. Their other fund selections are
good, not as good as Fido or SCHW, but good enough. But you may not get
good institutional class fund in Fido or SCHW.
Their web interface is not very good, and they have a fairly regular and
very frustrating habit of suddenly shutting off access to funds without
warning. Now we have two positions with them that we can no longer add to...
.not a problem now, but may cause some issue in the future. For certain
funds you will need to call them to place the buy order, you wonder what is
the point to be an internet brokerage if you have to go through the phone
sometimes.
In spite of all that, we still like WFA and feel it remains to be the best
deal out there for now.
【在 c*******d 的大作中提到】
: How good are the funds in wells fargo IRA platform? Does anyone have
: experience with that?
c*d
39 楼
I called Wells Fargo and they said I can get free PMA (otherwise $30/month)
if one of the following conditions applies,
1) have 25000 in FDIC insured account with WF
or
2) or have 50000 for 10% mortgage (they have our mort) + IRAs + trading
account.
To qualify for 2 I have to wait 3 month before I can liquidate my fidelity
IRA accounts.
Does WF charge commission for orders placed over phone? I like their free
trades because this way, I can do DCA on ETF (even lower cost than index
fund) without worrying about cost.
if one of the following conditions applies,
1) have 25000 in FDIC insured account with WF
or
2) or have 50000 for 10% mortgage (they have our mort) + IRAs + trading
account.
To qualify for 2 I have to wait 3 month before I can liquidate my fidelity
IRA accounts.
Does WF charge commission for orders placed over phone? I like their free
trades because this way, I can do DCA on ETF (even lower cost than index
fund) without worrying about cost.
S*C
40 楼
So they increased the bar for free trading.
Regarding trading over the phone, you seldom need to do that; and when you
need to, tell the representative that their website do not allow you to buy
this or that, so you need them to place an order for you, which will be free
(or counted in the 100 free trades) depending on which one your bought.
But if your interest is ETF, why not just go to Vanguard?
You do not need to liquidate your Fido account, you can make in-kind
transfer, then you can sell in your WFA account without the Fido imposed
redemption fee (MF early redemption may or may not apply, what I heard is
not, but YMMV).
I would suggest you to make a partial transfer since 1) Fido has a larger
selection of funds, and ) you should not be get penalized by the account
closing fee.
)
【在 c*******d 的大作中提到】
: I called Wells Fargo and they said I can get free PMA (otherwise $30/month)
: if one of the following conditions applies,
: 1) have 25000 in FDIC insured account with WF
: or
: 2) or have 50000 for 10% mortgage (they have our mort) + IRAs + trading
: account.
: To qualify for 2 I have to wait 3 month before I can liquidate my fidelity
: IRA accounts.
: Does WF charge commission for orders placed over phone? I like their free
: trades because this way, I can do DCA on ETF (even lower cost than index
Regarding trading over the phone, you seldom need to do that; and when you
need to, tell the representative that their website do not allow you to buy
this or that, so you need them to place an order for you, which will be free
(or counted in the 100 free trades) depending on which one your bought.
But if your interest is ETF, why not just go to Vanguard?
You do not need to liquidate your Fido account, you can make in-kind
transfer, then you can sell in your WFA account without the Fido imposed
redemption fee (MF early redemption may or may not apply, what I heard is
not, but YMMV).
I would suggest you to make a partial transfer since 1) Fido has a larger
selection of funds, and ) you should not be get penalized by the account
closing fee.
)
【在 c*******d 的大作中提到】
: I called Wells Fargo and they said I can get free PMA (otherwise $30/month)
: if one of the following conditions applies,
: 1) have 25000 in FDIC insured account with WF
: or
: 2) or have 50000 for 10% mortgage (they have our mort) + IRAs + trading
: account.
: To qualify for 2 I have to wait 3 month before I can liquidate my fidelity
: IRA accounts.
: Does WF charge commission for orders placed over phone? I like their free
: trades because this way, I can do DCA on ETF (even lower cost than index
c*d
41 楼
Thank you! What's a partial transfer? Do you mean I can have 2 Traditional
IRAs, one at fidelity, one at WF? I'll ask WF about in-kind transfer. The
rule I listed seems to be specific to NJ resident.
IRAs, one at fidelity, one at WF? I'll ask WF about in-kind transfer. The
rule I listed seems to be specific to NJ resident.
S*C
42 楼
Sure of course. We also have a small IRA at Schwab.
【在 c*******d 的大作中提到】
: Thank you! What's a partial transfer? Do you mean I can have 2 Traditional
: IRAs, one at fidelity, one at WF? I'll ask WF about in-kind transfer. The
: rule I listed seems to be specific to NJ resident.
【在 c*******d 的大作中提到】
: Thank you! What's a partial transfer? Do you mean I can have 2 Traditional
: IRAs, one at fidelity, one at WF? I'll ask WF about in-kind transfer. The
: rule I listed seems to be specific to NJ resident.
c*d
43 楼
So seems like partial in-kind transfer works for me. I also talked with
fidelity to verify about this. They have offered me 25 free trades this year
for each of my account.
fidelity to verify about this. They have offered me 25 free trades this year
for each of my account.
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