LZ, you have to redo your calculation. 1% rebate can not offset one point, unless you stay in this house at least half of your mortgage years. Point is calculated on the loan amount right away. Rebate only applies to P& I yearly. For here, Chase has 4.25% (15year) rate plus 1.375 point; Another bank has 3 .95% (15 year) rate plus no point. I think the later is much better. That is why I did not select Chase.
【在 G****y 的大作中提到】 : LZ, you have to redo your calculation. 1% rebate can not offset one point, : unless you stay in this house at least half of your mortgage years. : Point is calculated on the loan amount right away. Rebate only applies to P& : I yearly. : For here, Chase has 4.25% (15year) rate plus 1.375 point; Another bank has 3 : .95% (15 year) rate plus no point. I think the later is much better. That is : why I did not select Chase.
Make sure there is no hidden fee on the online quote. Agent's job is to shop around and get the best rate for you.
【在 G****y 的大作中提到】 : I do not know agent can do better. The comparison I showed is from bank : online quote.
x*g
30 楼
渊博到连东北人吃米都不知道,呵呵
【在 wy 的大作中提到】 : 其实我也听说过这种说法。大师是狠渊博的
s*g
31 楼
Toy "R" Us买个玩具显微镜就成.(装电池的) 我娃玩了两天就放置一边了.
g*r
32 楼
没看懂 Chase has 4.25% (15year) rate plus 1.375 point; Another bank has 3.95% (15 year) rate plus no point 没什么可比性吧,傻子都知道第二个bank的rate好啊
P& 3 is
【在 G****y 的大作中提到】 : LZ, you have to redo your calculation. 1% rebate can not offset one point, : unless you stay in this house at least half of your mortgage years. : Point is calculated on the loan amount right away. Rebate only applies to P& : I yearly. : For here, Chase has 4.25% (15year) rate plus 1.375 point; Another bank has 3 : .95% (15 year) rate plus no point. I think the later is much better. That is : why I did not select Chase.
【在 g*********r 的大作中提到】 : 没看懂 : Chase has 4.25% (15year) rate plus 1.375 point; Another bank has 3.95% (15 : year) rate plus no point : 没什么可比性吧,傻子都知道第二个bank的rate好啊 : : P& : 3 : is