c*s
2 楼
The Mortgage and Inspection contingency in the offer contract are listed
below. Please advise if they are good enough to protect the buyer.
1. Loan condition: Buyer’s performance is contingent upon buyer’s
ability to obtain a Conventional loan at a fixed rate in the principal
amount of 95% for a term of 30 years, at an initial interest rate not to
exceed 4.75% per annum, with mortgage loan discount points not to exceed 1%
and with loan origination fee not to exceed 1% of the loan amount.
2.
below. Please advise if they are good enough to protect the buyer.
1. Loan condition: Buyer’s performance is contingent upon buyer’s
ability to obtain a Conventional loan at a fixed rate in the principal
amount of 95% for a term of 30 years, at an initial interest rate not to
exceed 4.75% per annum, with mortgage loan discount points not to exceed 1%
and with loan origination fee not to exceed 1% of the loan amount.
2.
c*s
4 楼
Can anyone please share the mortgage and inspection contingency in the offer
contract? I really want to know how they look like.
%
【在 c****s 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: The Mortgage and Inspection contingency in the offer contract are listed
: below. Please advise if they are good enough to protect the buyer.
: 1. Loan condition: Buyer’s performance is contingent upon buyer’s
: ability to obtain a Conventional loan at a fixed rate in the principal
: amount of 95% for a term of 30 years, at an initial interest rate not to
: exceed 4.75% per annum, with mortgage loan discount points not to exceed 1%
: and with loan origination fee not to exceed 1% of the loan amount.
: 2.
contract? I really want to know how they look like.
%
【在 c****s 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: The Mortgage and Inspection contingency in the offer contract are listed
: below. Please advise if they are good enough to protect the buyer.
: 1. Loan condition: Buyer’s performance is contingent upon buyer’s
: ability to obtain a Conventional loan at a fixed rate in the principal
: amount of 95% for a term of 30 years, at an initial interest rate not to
: exceed 4.75% per annum, with mortgage loan discount points not to exceed 1%
: and with loan origination fee not to exceed 1% of the loan amount.
: 2.
U*n
6 楼
你是buyer还是seller? 如果这个房子hot的话,seller一定不会同意的
s*g
7 楼
二手版
U*n
8 楼
你们没有standard的inspection contingency form吗?
l*y
9 楼
西联
f*6
13 楼
Loan condition太苛刻了
offer 好不好不仅仅体现在price上, contingency term也很重要。你站在seller角度
上看,你明知贷95%,还要4.75利率有很大风险,干吗非得接受你的offer.
offer 好不好不仅仅体现在price上, contingency term也很重要。你站在seller角度
上看,你明知贷95%,还要4.75利率有很大风险,干吗非得接受你的offer.
c*s
15 楼
The broker that my agent recommended has given the pre-qualification of 4.75
% @ 30 years. And the agent made such a load condition based on the pre-
qualification.
【在 f*******6 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: Loan condition太苛刻了
: offer 好不好不仅仅体现在price上, contingency term也很重要。你站在seller角度
: 上看,你明知贷95%,还要4.75利率有很大风险,干吗非得接受你的offer.
% @ 30 years. And the agent made such a load condition based on the pre-
qualification.
【在 f*******6 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: Loan condition太苛刻了
: offer 好不好不仅仅体现在price上, contingency term也很重要。你站在seller角度
: 上看,你明知贷95%,还要4.75利率有很大风险,干吗非得接受你的offer.
c*s
16 楼
c*s
17 楼
Can anyone please share the standard contingency form? I would like to sign
the offer contract this evening. Thanks a lot.
%
【在 c****s 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: The Mortgage and Inspection contingency in the offer contract are listed
: below. Please advise if they are good enough to protect the buyer.
: 1. Loan condition: Buyer’s performance is contingent upon buyer’s
: ability to obtain a Conventional loan at a fixed rate in the principal
: amount of 95% for a term of 30 years, at an initial interest rate not to
: exceed 4.75% per annum, with mortgage loan discount points not to exceed 1%
: and with loan origination fee not to exceed 1% of the loan amount.
: 2.
the offer contract this evening. Thanks a lot.
%
【在 c****s 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: The Mortgage and Inspection contingency in the offer contract are listed
: below. Please advise if they are good enough to protect the buyer.
: 1. Loan condition: Buyer’s performance is contingent upon buyer’s
: ability to obtain a Conventional loan at a fixed rate in the principal
: amount of 95% for a term of 30 years, at an initial interest rate not to
: exceed 4.75% per annum, with mortgage loan discount points not to exceed 1%
: and with loan origination fee not to exceed 1% of the loan amount.
: 2.
c*h
18 楼
it's different for each state.
Mine simply says "Buyer's obligation under this contract is contingent on
buyer obtaining financing. All financing contingencies herein automatically
expire 5 business days prior to the closing date."
sign
【在 c****s 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: Can anyone please share the standard contingency form? I would like to sign
: the offer contract this evening. Thanks a lot.
:
: %
Mine simply says "Buyer's obligation under this contract is contingent on
buyer obtaining financing. All financing contingencies herein automatically
expire 5 business days prior to the closing date."
sign
【在 c****s 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: Can anyone please share the standard contingency form? I would like to sign
: the offer contract this evening. Thanks a lot.
:
: %
c*s
19 楼
Thank you for sharing.
automatically
【在 c********h 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: it's different for each state.
: Mine simply says "Buyer's obligation under this contract is contingent on
: buyer obtaining financing. All financing contingencies herein automatically
: expire 5 business days prior to the closing date."
:
: sign
automatically
【在 c********h 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: it's different for each state.
: Mine simply says "Buyer's obligation under this contract is contingent on
: buyer obtaining financing. All financing contingencies herein automatically
: expire 5 business days prior to the closing date."
:
: sign
y*l
20 楼
我的loan contigency好象是20% down,5.25% 30年
c*s
24 楼
Finally submitted the offer for a short sale at 225K for a listing price of
260K. Just pray for the response soon so that I may have a little change to
sign it by April 30 th. Thank you all for your comments and suggestions.
%
【在 c****s 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: The Mortgage and Inspection contingency in the offer contract are listed
: below. Please advise if they are good enough to protect the buyer.
: 1. Loan condition: Buyer’s performance is contingent upon buyer’s
: ability to obtain a Conventional loan at a fixed rate in the principal
: amount of 95% for a term of 30 years, at an initial interest rate not to
: exceed 4.75% per annum, with mortgage loan discount points not to exceed 1%
: and with loan origination fee not to exceed 1% of the loan amount.
: 2.
260K. Just pray for the response soon so that I may have a little change to
sign it by April 30 th. Thank you all for your comments and suggestions.
%
【在 c****s 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: The Mortgage and Inspection contingency in the offer contract are listed
: below. Please advise if they are good enough to protect the buyer.
: 1. Loan condition: Buyer’s performance is contingent upon buyer’s
: ability to obtain a Conventional loan at a fixed rate in the principal
: amount of 95% for a term of 30 years, at an initial interest rate not to
: exceed 4.75% per annum, with mortgage loan discount points not to exceed 1%
: and with loan origination fee not to exceed 1% of the loan amount.
: 2.
o*d
25 楼
For short sale, it is not likely to get the response before April 30. In
general it is 8 weeks or longer.
of
to
【在 c****s 的大作中提到】![](/moin_static193/solenoid/img/up.png)
: Finally submitted the offer for a short sale at 225K for a listing price of
: 260K. Just pray for the response soon so that I may have a little change to
: sign it by April 30 th. Thank you all for your comments and suggestions.
:
: %
general it is 8 weeks or longer.
of
to
【在 c****s 的大作中提到】
![](/moin_static193/solenoid/img/up.png)
: Finally submitted the offer for a short sale at 225K for a listing price of
: 260K. Just pray for the response soon so that I may have a little change to
: sign it by April 30 th. Thank you all for your comments and suggestions.
:
: %
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