美国绿卡 中国养老也可以拿社安金

这个视频讲的对吗？



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回复 1楼 Haixiantang 的帖子
可以

所以很多人是拿中美两头退休金的

Haixiantang 发表于 2024-06-16 12:38
这个视频讲的对吗？



系统提示：若遇到视频无法播放请点击下方链接
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绿卡离开美国6个月就没SSI了，无论你交了多少SSN tax
她说的是exemption，就是要是照顾美国公民的配偶。

laohua001 发表于 2024-06-16 12:57
绿卡离开美国6个月就没SSI了，无论你交了多少SSN tax
她说的是exemption，就是要是照顾美国公民的配偶。

不是的，她的说法是即便取消绿卡在中国养老还可以拿70%的美国退休金

不是的，她的说法是即便取消绿卡在中国养老还可以拿70%的美国退休金
月亮的雨 发表于 2024-06-16 12:58

no。 我这有个绿卡回国的，早就问的明明白白。
只有，6个月。
exemption 就是 美国公民的配偶，前妻or 前夫也算。
好像，加拿大和美国有协议，加拿大人可以领SSN，而且不用绿卡。

本来就可以拿，美国绿卡回中国养老也可以拿社安金SSA，以前交过社安税为啥不能拿？又不是SSI福利金。工作过的人拿的不是ssi. 社安金SSA和SSI不一样的。拿ssi的回国不能拿。
美国绿卡只要你交过中国社保费用，也可以领中国社保金。以前15年买断那个机会最好，本版很早以前都说过这一政策的，很多人错过没买，现在没这个15年一次性买断了。以前在国内上过班，退休的，退休金也可以领的。 早几年这个版上也有人提过二手房不能贷款的，只有新房可以贷款的，二手房那时候价格就降，很多人最近才开始卖房子，早几年二手房价格就不行了。现在新生人口下降，以后二手房估计变化更多。
Unlike Social Security benefits, SSI benefits are not based on your prior work or a family member''''''''''''''''''''''''''''''''s prior work. SSI is financed by general funds of the U.S. Treasury--personal income taxes, corporate taxes, and other taxes.
Understanding Supplemental Security Income (SSI) Overview Can I receive my SSI in another country? Supplemental Security Income
If you receive SSI, you will not continue to receive benefits while you are abroad. If you are outside of the US for more than 30 days your SSI benefit will stop. SSI benefits will restart once you return to the US and remain in the country for more than 30 days.
Understanding Social Security Benefits and Living Outside the ... 拿社安金在中国也可以的，具体怎么申在这里有链接。 https://www.usa.gov/social-security-abroad#:~:text=If%20you%20earned%20Social%20Security,countries%20and%20still%20receive%20payments. If you live outside the U.S., you can apply for Social Security benefits online. SSA pays Social Security benefits electronically through direct deposit. You can set up direct deposit through a financial institution in the U.S. or any country which has an international direct deposit agreement with the U.S. Get a list of countries and territories that allow direct deposit payments.看了这里也包含中国 Once you begin receiving Social Security benefits abroad, SSA will send you a questionnaire every 1 to 2 years. This questionnaire will determine if you are still eligible for benefits. If you do not respond, SSA may stop your benefit payments. Learn more about these questionnaires on page 21 of SSA’s publication Your Payments While You Are Outside the United States.

no。 我这有个绿卡回国的，早就问的明明白白。
只有，6个月。
exemption 就是 美国公民的配偶，前妻or 前夫也算。
好像，加拿大和美国有协议，加拿大人可以领SSN，而且不用绿卡。


laohua001 发表于 2024-06-16 12:59

Your Payments While You Are Outside the United States
https://www.ssa.gov/pubs/EN-05-10137.pdf
If you are a citizen of one of the countries listed in the chart below, we will continue to pay your benefits outside the the U.S. if: a) You are receiving benefits based on your own earnings, and you earned at least 40 credits under the U.S. Social Security system or lived at least 10 years in the the U.S.
国家列表里有中国

oqo 发表于 2024-06-16 13:10
If you are a citizen of one of the countries listed in the chart below, we will continue to pay your benefits outside the the U.S. if: a) You are receiving benefits based on your own earnings, and you earned at least 40 credits under the U.S. Social Security system or lived at least 10 years in the the U.S. 国家列表里有中国

https://www.ssa.gov/international/payments.html?tl=0
1. Can I receive Social Security benefits if I am not a U.S. citizen and I live outside the United States? Generally, we cannot pay Retirement, Survivors, and Disability Insurance benefits to noncitizens after their sixth calendar month outside the United States. However, you might qualify for an exception, which could allow you to receive benefits without visiting the United States. If an exception does not apply, you must be physically and lawfully present in the United States for a full calendar month to begin receiving benefits. If you leave the U.S., we will stop your benefits the month after the sixth calendar month in a row that you are outside the country. You can make visits to the United States for specific periods of time, depending on how long you’ve been outside, to continue receiving your benefits. Here’s how it works: We will not start counting the calendar months of absence until you have been outside the United States for 30 days in a row. If you return to the United States for any part of one day before 30 days have passed since you left, we stop counting days absent. For example, if you left the U.S. on January 15, we stop counting your absence if you return for any part of one day before the end of the day on February 14. Once you have been outside the U.S. for 30 days in a row, you will continue to receive benefits if you stay in the U.S. for 30 days in a row before the end of the sixth calendar month after the date you left. For example, if you left on January 15, and did not return before the end of the day on February 14, you must complete a 30-day stay in the United States before the end of July to continue receiving payments. This means you must return to the United States on or before the first day of July. If you do not return on or before July 1, your benefits will stop beginning August. If we stopped your benefits, you must return and remain lawfully present for the entire calendar month to start receiving benefits again. A full calendar month visit means you are physically present for every hour of every day of any month of the year. For example, to considered present in the U.S. for the full calendar month of August, you must arrive in the United States no later than July 31 and leave no sooner than September 1.

https://www.ssa.gov/international/payments.html?tl=0
1. Can I receive Social Security benefits if I am not a U.S. citizen and I live outside the United States? Generally, we cannot pay Retirement, Survivors, and Disability Insurance benefits to noncitizens after their sixth calendar month outside the United States. However, you might qualify for an exception, which could allow you to receive benefits without visiting the United States. If an exception does not apply, you must be physically and lawfully present in the United States for a full calendar month to begin receiving benefits. If you leave the U.S., we will stop your benefits the month after the sixth calendar month in a row that you are outside the country. You can make visits to the United States for specific periods of time, depending on how long you’ve been outside, to continue receiving your benefits. Here’s how it works: We will not start counting the calendar months of absence until you have been outside the United States for 30 days in a row. If you return to the United States for any part of one day before 30 days have passed since you left, we stop counting days absent. For example, if you left the U.S. on January 15, we stop counting your absence if you return for any part of one day before the end of the day on February 14. Once you have been outside the U.S. for 30 days in a row, you will continue to receive benefits if you stay in the U.S. for 30 days in a row before the end of the sixth calendar month after the date you left. For example, if you left on January 15, and did not return before the end of the day on February 14, you must complete a 30-day stay in the United States before the end of July to continue receiving payments. This means you must return to the United States on or before the first day of July. If you do not return on or before July 1, your benefits will stop beginning August. If we stopped your benefits, you must return and remain lawfully present for the entire calendar month to start receiving benefits again. A full calendar month visit means you are physically present for every hour of every day of any month of the year. For example, to considered present in the U.S. for the full calendar month of August, you must arrive in the United States no later than July 31 and leave no sooner than September 1.

laohua001 发表于 2024-06-16 13:15

你给出的是一般规定 上面的是例外情况 看这个文档 Your Payments While You Are Outside the United States

可以的，文档里面的country list 4有中国。截屏如下

laohua001 发表于 2024-06-16 13:15
https://www.ssa.gov/international/payments.html?tl=0
1. Can I receive Social Security benefits if I am not a U.S. citizen and I live outside the United States? Generally, we cannot pay Retirement, Survivors, and Disability Insurance benefits to noncitizens after their sixth calendar month outside the United States. However, you might qualify for an exception, which could allow you to receive benefits without visiting the United States. If an exception does not apply, you must be physically and lawfully present in the United States for a full calendar month to begin receiving benefits. If you leave the U.S., we will stop your benefits the month after the sixth calendar month in a row that you are outside the country. You can make visits to the United States for specific periods of time, depending on how long you’ve been outside, to continue receiving your benefits. Here’s how it works: We will not start counting the calendar months of absence until you have been outside the United States for 30 days in a row. If you return to the United States for any part of one day before 30 days have passed since you left, we stop counting days absent. For example, if you left the U.S. on January 15, we stop counting your absence if you return for any part of one day before the end of the day on February 14. Once you have been outside the U.S. for 30 days in a row, you will continue to receive benefits if you stay in the U.S. for 30 days in a row before the end of the sixth calendar month after the date you left. For example, if you left on January 15, and did not return before the end of the day on February 14, you must complete a 30-day stay in the United States before the end of July to continue receiving payments. This means you must return to the United States on or before the first day of July. If you do not return on or before July 1, your benefits will stop beginning August. If we stopped your benefits, you must return and remain lawfully present for the entire calendar month to start receiving benefits again. A full calendar month visit means you are physically present for every hour of every day of any month of the year. For example, to considered present in the U.S. for the full calendar month of August, you must arrive in the United States no later than July 31 and leave no sooner than September 1.

你这里说的不是社安金，是退休金，遗孀福利残疾福利Retirement, Survivors, and Disability Insurance benefits to noncitizens

/sub 感觉好复杂啊

回复 1楼 Haixiantang 的帖子
以前曾经关注过，也打电话去社安局问过，答案是可以

回复 1楼 Haixiantang 的帖子
福利我领了一辈子了。专业意见，可以！

ssi和ss benefit不太一样啊 ssi好像是六个月不在就没有了

啊？究竟谁是对的？

回复 1楼 Haixiantang 的帖子
有全面的gov原文吗？

那谁来科普一下。

如果是美国公民是不是就不可以了？

maggie001 发表于 2024-06-16 23:19
如果是美国公民是不是就不可以了？

美国公民，没法在中国长待。

谢谢分享！

那如果攒够了40个点，老了回中国，而且绿卡过期失效了，这种情况还能领吗？毕竟中国养老，年纪大了每半年回美国保持身份估计够呛。

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回复 25楼 公用马甲1 的帖子
没绿卡了你和美国有什么关系， 当然没有社安。

只有美国公民，别的国家永居或者去双国籍的国家才能拿到社保。 那些图这回国养老不入美国籍的，以后不要社保。

父母来领了绿卡又回去住的不清楚，但是我们工作了超过40credits, 怎么不能拿？

回复 29楼 Silong06 的帖子
你不是绿卡不是公民， 你和美国没关系啦，为什么政府要给你发钱。