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Apple v. Samsung verdict!!# Law - 律师事务所
e*e
1
Is Your Home a Good Investment?
by Brett Arends
Wednesday, May 27, 2009
provided by
THE WALL STREET JOURNAL
There's the usual talk about what the latest Case-Shiller house price data
mean for the next short term move in the real estate market. Has housing
bottomed? If not, has the rate of decline slowed? And when will we see an
upturn?
Human nature likes the short term. Which is why so little attention is paid
to something that is probably more important, if less urgent: What the
latest data sho
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w*y
2
我爸爸打呼噜一直很响,而且有时候会有呼吸上不来的事情。
本来说几年前有打算做手术,但似乎危险有些大。我爸爸就没有做。
我记得我有看过美国似乎有什么仪器可以帮助这个。我想问问知道的
人。比如是叫什么,是否需要PRESCRIPTION之类的。非常谢谢。
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p*e
3
如果二签时又碰到一签时那个签证官,准备办?能够对他(她)说换个签证官吗?感谢
回复,在线等。
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b*x
4
近年来,美国留学的队伍日益壮大,其中有不少学生已经拥有了美国绿卡,还有大部分
同学是没有绿卡的。那么,申请去美国留学,是否持有绿卡具体有哪些区别呢?
持有美国绿卡,可以自由的出入境美国,没有复杂的签证申请流程。
而美国留学签证,属于非移民类签证,签证官采取的是“有罪推定”,先假定有移民倾
向。如果来自高风险地区,申请难度又会进一步增加。关键是要向美国移民局官员提供
充分的、可信的材料来证明自己的留学目的。此外,还要考虑英语的问题,如果没有好
的托福成绩,口语又一般的话,比较难通过面签。
由于美国全部中小学实行义务教育,即零学费(贵族私立寄宿学校除外),学生不需要支
付任何费用,只给午餐费即可。持有美国绿卡身份的居民,在居住地的公立学校入学手
续非常简单,只需出示买房或租房合同,加水电费单、电话费单、小孩接种疫苗的证明
即可。
18岁以上的绿卡持有者可以在拿到绿卡的当年申请各种类型的学生贷款,如上美国优秀
私立学校,大学学费4万美元,硕士研究生学费6-7万美元,都可以申请贷款,而留美学
生则申请不到。
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s*y
5
walter真的是可爱感人啊。他看着peter的样子,好感人。因为walter,我现在喜欢上
了red vines。还有那个观察者,光头光的好美貌,太喜欢了,好开心他复活了。还有
老spock啊,一直好喜欢他。只是可惜,他不再出现了。当然,小o和小p都不错。小o那
个红色头发的造型也很不错,有时感觉有点sophie marceau的味道,尤其是盘头发的时
候。
顺便推荐一个网站,可以看不少电影电视 letmewatchthis.com
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b*l
6
(本故事纯属虚构)
好好的日子,怎么就不能好好的过呢? 我实在不解闷闷的问。
他和她,结婚15年,两个孩子,漂亮健康学习好。别人眼中他们是那么和谐般配幸福美
满。
就不跟她过了,上吊死了我也不跟她过了!他气呼呼愤愤的答。
他满肚子抱怨,他嫌她不工作,结婚后就一直是全职主妇,挣的钱都交给她,可她一不
高兴就使小性子往娘家跑,欺负人,她们全家都欺负人!
她也很委屈,鼻涕眼泪一把抓,他嫌我不工作,可我给他生了两个娃,我在家带娃做饭
收拾屋子,没功劳我也有苦劳吧,他工资是全交,可奖金都把钱交给他妈,他从来都不
哄我,3个月都不碰我不理我,他逼的我没活路了,他们全家都逼的我没活路了!
真的很烦,我心烦到极点,最懒的听这些芝麻绿豆大唧唧歪歪的小事儿。
耐着性子,假模假式扮黄菡,试图讲一讲幸福婚姻的经营之道。
婚姻里抓大放下,看人看整体,你俩都后退一步,容忍一下,谦让一下,不要去改变别
人,你只能改变自己。。。
屁话!
他俩异口同声打断我,你问问TA这么多年我过的都是什么日子,我多能忍我多让着TA,
我为了TA改变了多少了我!!
Okay,Okay,打住,打住,我闭嘴,秀才遇到兵,有理说不清。
索性也当回兵,扔掉斯文的伪装,我也发飙了。
你动不动就往娘家跑,你错!你又不是跟你妈过日子,你是跟你老公过一辈子,你老公
应该是你最亲爱的人!
你把钱交给你妈不交给你媳妇,你错!你不上你媳妇的床,整天守着你妈,你又不能守
你妈一辈子,你老婆才应该是你最贴心的人!
你又不是青春美少女你离了你还能找到比他好的人吗?!
你老婆又能干又漂亮守着个宝你不珍惜你还想要什么?!
电话那端,她沉默了,不哭了。
电话那端,他依然铁嘴钢牙。我就是不跟她过,你怎么说我都不跟她过,你非要劝,我
就上吊去我就喝药去我死也不跟她过!
忽然间,有丝不祥的感觉从脚底升起,我开始困惑,这么铁了心的不要过,难道是。。
。外边有人了?
没有!他斩钉截铁的答。
有!她稍稍迟疑,幽幽的说。
一时间,空气凝滞。
这是最可怕的。
很多时候,鸡毛蒜皮婆婆妈妈的细枝末节都是表象,本质却是婚姻的根基出了问题。
我不再激动,安安静静的问,还想和他过吗?
想!没有丝毫迟疑。她说,她曾经千方百计的寻找证据验证自己的怀疑,偷看他手机,
检查他email,下班跟踪他。。。他们一起十五年,她太了解他了,她的直觉告诉他,
他就是不对头,虽然她从来什么都没有发现过。
我急了,你怎么能这么干!你非要捉奸在床吗?真捉到了你这日子就彻底完了!
他也急了,我死也不想和她过了!同样的不带丝毫迟疑。他说,他受不了了,她疑心病
重,整天怀疑他这儿那儿的,像防贼一样防着他,不许下班回家晚,不许和女同事打电
话,整天都要守着她。他说他一点儿精神追求都没有,她不讲理,忍了这么多年再忍就
要真的疯了,你要是再劝你就给我收尸吧!他几乎要把电话摔掉。
我无语了。
别人家都是山盟海誓永不分离,他们俩却是情枯心烂誓死相离。
都说一日夫妻百日恩,这十年过下来的夫妻却怨深似海难比陌路。
一个以死来捍卫自己自由的男人,心已如磐石般坚硬。
路到此,爱已绝,还能继续吗?纠结有没有外遇还有意义吗?
不如放手吧,放自己一条生路。
转头,对她说。
照顾好自己,生活自有它的出路。
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r*y
7
【 以下文字转载自 Complain 讨论区 】
发信人: yaz2006 (忘情四百年,快意山水间), 信区: Complain
标 题: Re: 开个Wisdom Complain版吧
发信站: BBS 未名空间站 (Mon Jul 13 03:11:18 2009, 美东)
开个wisom complain站
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l*a
8
想购买Becker review 书和CD全套四部
wiley FAR 和REG的书和CD
谢谢了
希望是2009 版. 对了2009 版和2010版会有何不同哪. 2009 版可以继续用下去吗,会不
会考题过时哪.不好意思,菜鸟一枚
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o*y
9
每到年终的时候就要搞调整搞预算,然后以这个为理由裁掉一批人,等到来年三四月份
以后或者更晚两个月又重新开始招人,观察了好几年了都这样,特别是林肯的那个人跳
到那里当领导以后就更加明显了。以后大家去这个公司要小心。
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L*h
10
so apple will bring more lawsuits?
then more legal fees for all of us?
a good day for the whole patent legal industry?
as to the verdict itself, i'm quite surprised based on my very limited and
maybe even biased knowledge of the claims and merits.
apple really won its design patent of a rectangular shape + round corners?
@[email protected]
the reactions on my fb are quite interesting. the apple fans are apparently
sky high now. can't believe these patent savvy friends think apple clearly
deserves the verdict.
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h*y
11
It is all about expectation.
I expect 0% inflation adjusted return from the house. So I will consider
anything positive a surprise on the plus side.
I also don't take 2% real return from the government bonds for granted,
especially given the flaw in measuring CPI. So I think home could be a good
investment, depending on your circumstances.
Just like I never expect 12% return from equity. So bear market does not
dampen my hope for returns from the equity market.

paid

【在 e*****e 的大作中提到】
: Is Your Home a Good Investment?
: by Brett Arends
: Wednesday, May 27, 2009
: provided by
: THE WALL STREET JOURNAL
: There's the usual talk about what the latest Case-Shiller house price data
: mean for the next short term move in the real estate market. Has housing
: bottomed? If not, has the rate of decline slowed? And when will we see an
: upturn?
: Human nature likes the short term. Which is why so little attention is paid

avatar
g*j
12
CPAP is the first line of treatment if he does have obstructive apnea, the
most common cause of snoring.
The diagnosis requires a sleep-test, which involves an overnight sleep-in in
the hospital with real time monitoring of his breathing patterns. This
service is available in China as well, at least in Shanghai as far as I know.
CPAP is much cheaper in the US, however. You can order them online as long
as you provide a prescription from China.
You can google sleep apnea and get more informat
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i*n
13
1,没有规定要等多久,可以马上预约下一次,只要你有新的材料解决上次拒签的问题
或者情况有重大变化,如果什么都没变还是同样的材料那就不要急着去赌运气了,
2,VO应该自动回避,如果他没意识到这一点你应该立即要求换一个VO,这是你的
权利

【在 p*********e 的大作中提到】
: 如果二签时又碰到一签时那个签证官,准备办?能够对他(她)说换个签证官吗?感谢
: 回复,在线等。

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c*4
14
一个本国学生,一个国际学生,区别大了
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M*1
15
同喜欢fringe,不知道新的一季什么时候开始。 多谢LZ提供的网站
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f*w
16
赞!
生活。。。是一门艺术,它没有数学的黑和白,也没有物理化学的公式可循,更不是文
学的幻想。刚结婚的时候,婆婆对我说,他说话的时候你就别说话,要不话赶话的。N
年过去了,突然发现,婆婆说的很有哲理。:)
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m*g
17
你怎么理解鸭子这句话?

【在 r****y 的大作中提到】
: 【 以下文字转载自 Complain 讨论区 】
: 发信人: yaz2006 (忘情四百年,快意山水间), 信区: Complain
: 标 题: Re: 开个Wisdom Complain版吧
: 发信站: BBS 未名空间站 (Mon Jul 13 03:11:18 2009, 美东)
: 开个wisom complain站

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s*0
18
不少公司这样吧
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c*d
19
"biased knowledge?" Were you actively involved in this case?
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K*D
20
Isn't home investment all about the rent? Very few people would
buy a home, leave it empty, and sell it after 5 years bah.
Rent can easily generate 4-5% revenue. And the house itself doesn't
depreciate. I don't know what's better than that, hehe. Surely
this thing beats the gold bricks (on paper).

paid

【在 e*****e 的大作中提到】
: Is Your Home a Good Investment?
: by Brett Arends
: Wednesday, May 27, 2009
: provided by
: THE WALL STREET JOURNAL
: There's the usual talk about what the latest Case-Shiller house price data
: mean for the next short term move in the real estate market. Has housing
: bottomed? If not, has the rate of decline slowed? And when will we see an
: upturn?
: Human nature likes the short term. Which is why so little attention is paid

avatar
w*y
21
thank you.

in
know.
long
website

【在 g*****j 的大作中提到】
: CPAP is the first line of treatment if he does have obstructive apnea, the
: most common cause of snoring.
: The diagnosis requires a sleep-test, which involves an overnight sleep-in in
: the hospital with real time monitoring of his breathing patterns. This
: service is available in China as well, at least in Shanghai as far as I know.
: CPAP is much cheaper in the US, however. You can order them online as long
: as you provide a prescription from China.
: You can google sleep apnea and get more informat

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D*u
22
瞧这题目起的,有绿卡就不能叫做留学
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n*w
23
看了2季就没接着看了。当时是我的大爱。
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b*l
24
嗯,以前觉得两个人相处应该互相适应,现在越来越觉得婚姻应该是最自然的相处状态
,任何刻意为之的个性改变都是无法持久的。如果一方决绝要走,不如断尾重生不问理
由。修补远比重建艰难的多,有没有价值却是未知数。
更多的时候,双方家长的态度很关键。遇到明事理的公婆/岳父母是个福气。你婆婆就
很知书达理,你也是,所以你的家庭幸福,你儿子的未来也会幸福 :)

N

【在 f******w 的大作中提到】
: 赞!
: 生活。。。是一门艺术,它没有数学的黑和白,也没有物理化学的公式可循,更不是文
: 学的幻想。刚结婚的时候,婆婆对我说,他说话的时候你就别说话,要不话赶话的。N
: 年过去了,突然发现,婆婆说的很有哲理。:)

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r*y
25
正确理解需要参考鸭子这个帖子:
发信人: yaz2006 (忘情四百年,快意山水间), 信区: board
标 题: 以后不要称版主了,都是站长
发信站: BBS 未名空间站 (Tue Jul 7 01:11:02 2009, 美东)
joke站站长,military站站长
现在的站务称局长

【在 m*********g 的大作中提到】
: 你怎么理解鸭子这句话?
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z*f
26
Sunlife 作为一家加拿大公司,一向对外国人很友善的(在visa/GC方面至少).
这是内部早就预期的事情,中国人应该很多都提前撤退啦吧。
没来得及的,Metlife, ING好像还有些坑可占。赶紧的。
http://www.metlife.com/careers/index.html?WT.ac=GN_careers
https://sjobs.brassring.com/EN/ASP/TG/cim_searchresults.asp?ref=
1215201104349&SID=^ixH24j6_slp_rhc_
q9HXuPagzfKkzrVdiCWt0uOMKwhfMrVBtHH9LTnKGdF_slp_rhc_og==

【在 s*******0 的大作中提到】
: 不少公司这样吧
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L*h
27

nope. just read news occasionally. why?

【在 c**d 的大作中提到】
: "biased knowledge?" Were you actively involved in this case?
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f*t
28
true. the original model is wrong...

【在 K****D 的大作中提到】
: Isn't home investment all about the rent? Very few people would
: buy a home, leave it empty, and sell it after 5 years bah.
: Rent can easily generate 4-5% revenue. And the house itself doesn't
: depreciate. I don't know what's better than that, hehe. Surely
: this thing beats the gold bricks (on paper).
:
: paid

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n*s
29
For snore, this is not always medical problem.
The Dx of sleeping apnea can be established with polysomnography.
For the treatment of snoring, several suggestions.
1. Change the position of sleeping, sleep on one side,
2. Some spray may increase the tone of the throat muscle, that helps in mild
case. (OTC)
3. CPAP is good choice for sleeping apnea.
4. tonsillectomy is treatment of choice for those who got swollen tonsil
blocking the airway.
5. Surgery, that is not always accepted, final resort.
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v*n
30
题目没问题。 都是指长期在中国读书居住的学生。
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k*o
31
看了两季觉得实在无聊,就没再看了。
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f*w
32
我的一个朋友,老美,比我大12岁,老公跟我一样大。有一天上班,她哭着就来了,我
把她拉进会议室,她跟我说她老公在公司里有一个情人,他不承认是情人,她要求他们
断了,他一口咬定不是情人没啥可断的。他俩已经counselling有半年了,未果,俩人
要离婚。
我就问了她一句话,“Do you still love him?”
她看着我好半天没说话。
现在4年过去了,她和老公还在一起。
如果说,不爱了,没感觉了,那就撒手吧。

【在 b*****l 的大作中提到】
: 嗯,以前觉得两个人相处应该互相适应,现在越来越觉得婚姻应该是最自然的相处状态
: ,任何刻意为之的个性改变都是无法持久的。如果一方决绝要走,不如断尾重生不问理
: 由。修补远比重建艰难的多,有没有价值却是未知数。
: 更多的时候,双方家长的态度很关键。遇到明事理的公婆/岳父母是个福气。你婆婆就
: 很知书达理,你也是,所以你的家庭幸福,你儿子的未来也会幸福 :)
:
: N

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A*s
33
最好笑的是那几个回帖:
你不要咒3k摔飞机。
毛人凤又没摔飞机。

【在 r****y 的大作中提到】
: 正确理解需要参考鸭子这个帖子:
: 发信人: yaz2006 (忘情四百年,快意山水间), 信区: board
: 标 题: 以后不要称版主了,都是站长
: 发信站: BBS 未名空间站 (Tue Jul 7 01:11:02 2009, 美东)
: joke站站长,military站站长
: 现在的站务称局长

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I*R
34
就是那个office吗?我挺多朋友在sunlife,没听说这个搞法。
sunlife还是不错的=)

【在 o********y 的大作中提到】
: 每到年终的时候就要搞调整搞预算,然后以这个为理由裁掉一批人,等到来年三四月份
: 以后或者更晚两个月又重新开始招人,观察了好几年了都这样,特别是林肯的那个人跳
: 到那里当领导以后就更加明显了。以后大家去这个公司要小心。

avatar
c*d
35

Just because you said biased and I wondered if we're opposing counsel haha

【在 L*********h 的大作中提到】
:
: nope. just read news occasionally. why?

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e*e
36
I guess the author was talking about people who think that they can build a
nest egg in their homes, not taking about real estate investment per se.
for example, if you pay 500k for a home today, 10 years later you sell your
home, the return on the 500k is far less than the return if you put the
money in government bonds.

【在 K****D 的大作中提到】
: Isn't home investment all about the rent? Very few people would
: buy a home, leave it empty, and sell it after 5 years bah.
: Rent can easily generate 4-5% revenue. And the house itself doesn't
: depreciate. I don't know what's better than that, hehe. Surely
: this thing beats the gold bricks (on paper).
:
: paid

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z*i
37
我上一季也跟丢了,主要是主线太拖沓了,其实wrap up就完了。

【在 k**o 的大作中提到】
: 看了两季觉得实在无聊,就没再看了。
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g*s
38
虽然写的夫妇有两个孩子,我想楼主本人一定还没有孩子吧?
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z*f
39
Sunlife是对中国人很友善。
我认识的两个都在年前撤离啦。原来是要裁人。

【在 I**R 的大作中提到】
: 就是那个office吗?我挺多朋友在sunlife,没听说这个搞法。
: sunlife还是不错的=)

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K*D
40
Buying home as primary residence is a sure win, as of today,
unless one buys sth too luxury. One doesn't even need to worry
about renting it out -- it's automatically done, hehe. Plus there
is tax benefit too.
I would say, if one will otherwise rent the same level of house,
buying a house as residence beats government bonds hands-down.

a
your

【在 e*****e 的大作中提到】
: I guess the author was talking about people who think that they can build a
: nest egg in their homes, not taking about real estate investment per se.
: for example, if you pay 500k for a home today, 10 years later you sell your
: home, the return on the 500k is far less than the return if you put the
: money in government bonds.

avatar
s*y
41
walter真的是可爱感人啊。他看着peter的样子,好感人。因为walter,我现在喜欢上
了red vines。还有那个观察者,光头光的好美貌,太喜欢了,好开心他复活了。还有
老spock啊,一直好喜欢他。只是可惜,他不再出现了。当然,小o和小p都不错。小o那
个红色头发的造型也很不错,有时感觉有点sophie marceau的味道,尤其是盘头发的时
候。
顺便推荐一个网站,可以看不少电影电视 letmewatchthis.com
avatar
u*i
42
re
avatar
s*0
43
等下一波招聘撒 有熟人介绍吗
avatar
t*s
44
and normally the house is leveraged, with subsidized low-interest.

a
your

【在 e*****e 的大作中提到】
: I guess the author was talking about people who think that they can build a
: nest egg in their homes, not taking about real estate investment per se.
: for example, if you pay 500k for a home today, 10 years later you sell your
: home, the return on the 500k is far less than the return if you put the
: money in government bonds.

avatar
M*1
45
同喜欢fringe,不知道新的一季什么时候开始。 多谢LZ提供的网站
avatar
f*r
46
其实好办,你让这个男人自己一个人找个地方生活一年,给他完全的自由,一年后让他
决定,还想离就离
avatar
o*y
47
我认识的没那么幸运,中国人外国人都有,好几个人都在2008年那一波给砍了,其中一
个才工作一年多一点,另一个本科的中国人毕业才工作了半年,跟他那个组一起一锅端
了。这一两年面试开会之类的也认识了不少被那里砍掉的人。

【在 I**R 的大作中提到】
: 就是那个office吗?我挺多朋友在sunlife,没听说这个搞法。
: sunlife还是不错的=)

avatar
e*e
48
I don't agree with you 100%. Surely owning a house brings a lot of comfort
and satisfaction that can't be measured by money. Strictly money wise
speaking, it is not a sure win.
First of all, tax is never a benefit. You pay property tax that is all. The
only benefit might be that it makes your property tax smaller.
Now let's talk about the opportunity cost. If the cap rate for a rental
property is 4-5% as said in the other post. This means if you don't buy a
house, you need spend 5% of the pr

【在 K****D 的大作中提到】
: Buying home as primary residence is a sure win, as of today,
: unless one buys sth too luxury. One doesn't even need to worry
: about renting it out -- it's automatically done, hehe. Plus there
: is tax benefit too.
: I would say, if one will otherwise rent the same level of house,
: buying a house as residence beats government bonds hands-down.
:
: a
: your

avatar
n*w
49
看了2季就没接着看了。当时是我的大爱。
avatar
b*l
50
虽然说酿的越久酒香越醇,但感情的长度和质量有时候没有必然联系。真要是一点儿感
觉都没有了,就真不如早散早超生。我以前是劝和派,现在转投劝离派了 lol :)

【在 f******w 的大作中提到】
: 我的一个朋友,老美,比我大12岁,老公跟我一样大。有一天上班,她哭着就来了,我
: 把她拉进会议室,她跟我说她老公在公司里有一个情人,他不承认是情人,她要求他们
: 断了,他一口咬定不是情人没啥可断的。他俩已经counselling有半年了,未果,俩人
: 要离婚。
: 我就问了她一句话,“Do you still love him?”
: 她看着我好半天没说话。
: 现在4年过去了,她和老公还在一起。
: 如果说,不爱了,没感觉了,那就撒手吧。

avatar
I*R
51
en,可能是不同unit吧。business strategy改了,各个unit命运
可能很不一样

【在 o********y 的大作中提到】
: 我认识的没那么幸运,中国人外国人都有,好几个人都在2008年那一波给砍了,其中一
: 个才工作一年多一点,另一个本科的中国人毕业才工作了半年,跟他那个组一起一锅端
: 了。这一两年面试开会之类的也认识了不少被那里砍掉的人。

avatar
e*e
52
I think the leverage is that housing is a safer investment than other venues
.

【在 t***s 的大作中提到】
: and normally the house is leveraged, with subsidized low-interest.
:
: a
: your

avatar
k*o
53
看了两季觉得实在无聊,就没再看了。
avatar
b*l
54
有,但不主张拿孩子说事儿 :)

【在 g**s 的大作中提到】
: 虽然写的夫妇有两个孩子,我想楼主本人一定还没有孩子吧?
avatar
p*e
55
就一个office。上面典型的头脑不清醒。

【在 I**R 的大作中提到】
: 就是那个office吗?我挺多朋友在sunlife,没听说这个搞法。
: sunlife还是不错的=)

avatar
K*D
56
1) I was comparing house with government bonds, which you
mentioned in an earlier post. We did not mention the topic
of house vs stocks in the thread. Quote:
2) When I said the tax benefit, I was referring to the capital
gain tax. Many people pay 0% capital gain tax on their primary
residence.
3) I intended to indicate that buying a house beats buying
bonds *money-wise*. I didn't try to put things like "comfort
and satisfaction" into the picture.
The
earn
avatar
z*i
57
我上一季也跟丢了,主要是主线太拖沓了,其实wrap up就完了。

【在 k**o 的大作中提到】
: 看了两季觉得实在无聊,就没再看了。
avatar
b*l
58
thx

【在 u****i 的大作中提到】
: re
avatar
h*y
59
Faint, you gave an example that supports buying a house. Because long-term,
house price also keeps up with inflation (in the article you sent, it is 1-2
% above inflation). Now while your equity is rising with inflation, you also
get an additional 4-5% return for rental property. It sure beats the equity
market as its return is at the same level or better but much more stable.

The
earn

【在 e*****e 的大作中提到】
: I don't agree with you 100%. Surely owning a house brings a lot of comfort
: and satisfaction that can't be measured by money. Strictly money wise
: speaking, it is not a sure win.
: First of all, tax is never a benefit. You pay property tax that is all. The
: only benefit might be that it makes your property tax smaller.
: Now let's talk about the opportunity cost. If the cap rate for a rental
: property is 4-5% as said in the other post. This means if you don't buy a
: house, you need spend 5% of the pr

avatar
z*2
60
就算为了walter也要坚持追到底啊!
avatar
b*l
61
这个男人的心都硬的像秤砣了,干嘛还要多浪费1年呢? :)

【在 f*********r 的大作中提到】
: 其实好办,你让这个男人自己一个人找个地方生活一年,给他完全的自由,一年后让他
: 决定,还想离就离

avatar
K*D
62
It's additional 4-5% minus property tax, mortgage interest and
other fees.
But anyway, as long as the addition is positive, I don't see
why buying a house can't beat bonds.

,
-2
also
equity

【在 h*******y 的大作中提到】
: Faint, you gave an example that supports buying a house. Because long-term,
: house price also keeps up with inflation (in the article you sent, it is 1-2
: % above inflation). Now while your equity is rising with inflation, you also
: get an additional 4-5% return for rental property. It sure beats the equity
: market as its return is at the same level or better but much more stable.
:
: The
: earn

avatar
f*w
63
唉,mm怎么忘了,男人的嘴都是茅坑里的石头,嘴硬不等于心硬。同意放逐他一年半载
,太舒服了的男人很难知道不做饭是没有饭吃滴,厕所不刷自己不会干净。。。
这俩人的矛盾在于,女的太要控制了(一种没有自信的表现),而男人是不喜欢早汇报
晚请示的人。

【在 b*****l 的大作中提到】
: 这个男人的心都硬的像秤砣了,干嘛还要多浪费1年呢? :)
avatar
h*y
64
By the way, if you only spend 5% of the property value on renting the same
house, no way you can get 4-5% return. Because that imply a house-price to
yearly-rent ratio of 20. So you are assuming an operational margin at 80% or
better for the house. Housing market is a commodity market. Such a fat
operational margin would never happen.

The
earn

【在 e*****e 的大作中提到】
: I don't agree with you 100%. Surely owning a house brings a lot of comfort
: and satisfaction that can't be measured by money. Strictly money wise
: speaking, it is not a sure win.
: First of all, tax is never a benefit. You pay property tax that is all. The
: only benefit might be that it makes your property tax smaller.
: Now let's talk about the opportunity cost. If the cap rate for a rental
: property is 4-5% as said in the other post. This means if you don't buy a
: house, you need spend 5% of the pr

avatar
s*n
65


【在 b*****l 的大作中提到】
: 嗯,以前觉得两个人相处应该互相适应,现在越来越觉得婚姻应该是最自然的相处状态
: ,任何刻意为之的个性改变都是无法持久的。如果一方决绝要走,不如断尾重生不问理
: 由。修补远比重建艰难的多,有没有价值却是未知数。
: 更多的时候,双方家长的态度很关键。遇到明事理的公婆/岳父母是个福气。你婆婆就
: 很知书达理,你也是,所以你的家庭幸福,你儿子的未来也会幸福 :)
:
: N

avatar
e*e
66
It is still hard to say 100% though.
Interests from government bonds are tax free as well and the risk is almost
0% (for example government inflation protected bonds).
Plus House needs repair and the value is not always going up.

【在 K****D 的大作中提到】
: 1) I was comparing house with government bonds, which you
: mentioned in an earlier post. We did not mention the topic
: of house vs stocks in the thread. Quote:
: 2) When I said the tax benefit, I was referring to the capital
: gain tax. Many people pay 0% capital gain tax on their primary
: residence.
: 3) I intended to indicate that buying a house beats buying
: bonds *money-wise*. I didn't try to put things like "comfort
: and satisfaction" into the picture.
: The

avatar
a*w
67

我觉得这是有自信的表现。

【在 f******w 的大作中提到】
: 唉,mm怎么忘了,男人的嘴都是茅坑里的石头,嘴硬不等于心硬。同意放逐他一年半载
: ,太舒服了的男人很难知道不做饭是没有饭吃滴,厕所不刷自己不会干净。。。
: 这俩人的矛盾在于,女的太要控制了(一种没有自信的表现),而男人是不喜欢早汇报
: 晚请示的人。

avatar
f*t
68
why don't you buy one right now, just curious?

【在 K****D 的大作中提到】
: Buying home as primary residence is a sure win, as of today,
: unless one buys sth too luxury. One doesn't even need to worry
: about renting it out -- it's automatically done, hehe. Plus there
: is tax benefit too.
: I would say, if one will otherwise rent the same level of house,
: buying a house as residence beats government bonds hands-down.
:
: a
: your

avatar
b*9
69
你的标题把我吸引到你的故事里来了。婚姻爱情是个永恒的话题。在现实中我发现,很
多动摇婚姻根基的都是一段突然多出来的爱情。故事里的男主角一定是因为有了新的恋
情。在这种情况下劝和,估计很难。作为女人应该精神上独立。可是,对于自己认为还
在爱着的女主角,应该是很难走出来的。你这个故事是虚构的,可是现实中,我的一个
朋友正经历着相似的煎熬。也是十几年的婚姻,有孩子,在外人看来非常和睦,可是男
方有了外遇。虽然男方也想回头,可是双方都回不到重前,就象你说的修补远比重建难
。我不清楚男方的情况,只知道女方总能找到不忠的痕迹。我也是坚定地劝离,不如放
手,人还有半辈子呢。可是我也理解她的痛苦,十几年婚姻已经不仅仅是爱情了。哎,
谁不想白头到老啊,可是这样的痛苦还换不回一个确定的未来。我也觉得奇怪,我是她
周围唯一的坚定的劝离派,弄得我有时候怀疑我是不是太不负责任了。不过看了你的观
点,我觉得我的观点应该还是有可取之处的。

【在 b*****l 的大作中提到】
: 虽然说酿的越久酒香越醇,但感情的长度和质量有时候没有必然联系。真要是一点儿感
: 觉都没有了,就真不如早散早超生。我以前是劝和派,现在转投劝离派了 lol :)

avatar
K*D
70
Because I am a house-black speculator.

【在 f****t 的大作中提到】
: why don't you buy one right now, just curious?
avatar
b*l
71
撒娇可以有,吵架可以有,嘴硬嘴臭都可以有,但夫妻相处失去了平等心,这个绝对不
可以有。(*^__^*)

【在 f******w 的大作中提到】
: 唉,mm怎么忘了,男人的嘴都是茅坑里的石头,嘴硬不等于心硬。同意放逐他一年半载
: ,太舒服了的男人很难知道不做饭是没有饭吃滴,厕所不刷自己不会干净。。。
: 这俩人的矛盾在于,女的太要控制了(一种没有自信的表现),而男人是不喜欢早汇报
: 晚请示的人。

avatar
f*t
72
Buying home as primary residence is a sure win, as of today, unless one buys
sth
too luxury.
avatar
b*l
73
谢谢你的坦诚。故事虽标注虚构但它来源于真实。你说的很对,弦外音才是动摇婚姻的
根本。所以如果出轨的人坚决要走,强留真的没有意义,留的住人留不住心,拖下去害
的是自己。
但是如果外遇发生后,两个人都还有心在一起,应该给双方机会。一个巴掌拍不响,婚
姻出了问题,绝不是一个人的错。即便是一方出轨了,另一方也应该反思一下自己。夫
妻相处,选择原谅是必须的,信任的重建却是需要智慧和时间的。

【在 b******9 的大作中提到】
: 你的标题把我吸引到你的故事里来了。婚姻爱情是个永恒的话题。在现实中我发现,很
: 多动摇婚姻根基的都是一段突然多出来的爱情。故事里的男主角一定是因为有了新的恋
: 情。在这种情况下劝和,估计很难。作为女人应该精神上独立。可是,对于自己认为还
: 在爱着的女主角,应该是很难走出来的。你这个故事是虚构的,可是现实中,我的一个
: 朋友正经历着相似的煎熬。也是十几年的婚姻,有孩子,在外人看来非常和睦,可是男
: 方有了外遇。虽然男方也想回头,可是双方都回不到重前,就象你说的修补远比重建难
: 。我不清楚男方的情况,只知道女方总能找到不忠的痕迹。我也是坚定地劝离,不如放
: 手,人还有半辈子呢。可是我也理解她的痛苦,十几年婚姻已经不仅仅是爱情了。哎,
: 谁不想白头到老啊,可是这样的痛苦还换不回一个确定的未来。我也觉得奇怪,我是她
: 周围唯一的坚定的劝离派,弄得我有时候怀疑我是不是太不负责任了。不过看了你的观

avatar
K*D
74
No, but almost everything is better than my current 2 bdrm
apartment, hehe.

buys

【在 f****t 的大作中提到】
: Buying home as primary residence is a sure win, as of today, unless one buys
: sth
: too luxury.

avatar
f*w
75
我想问的一个问题就是,为什么男的会坚持外面没有人,他没有出轨?对他来说有什么
好处?

【在 b*****l 的大作中提到】
: 谢谢你的坦诚。故事虽标注虚构但它来源于真实。你说的很对,弦外音才是动摇婚姻的
: 根本。所以如果出轨的人坚决要走,强留真的没有意义,留的住人留不住心,拖下去害
: 的是自己。
: 但是如果外遇发生后,两个人都还有心在一起,应该给双方机会。一个巴掌拍不响,婚
: 姻出了问题,绝不是一个人的错。即便是一方出轨了,另一方也应该反思一下自己。夫
: 妻相处,选择原谅是必须的,信任的重建却是需要智慧和时间的。

avatar
f*t
76
then: Buying home as primary residence is a sure win, as of today

【在 K****D 的大作中提到】
: No, but almost everything is better than my current 2 bdrm
: apartment, hehe.
:
: buys

avatar
b*l
77
就像《中国式离婚》里,本来没有外遇,怀疑来怀疑去感情都没有了。人在那样的状态
下也许根本不会去考虑好处不好处的问题,只是想着解脱了喘口气就行。:)

【在 f******w 的大作中提到】
: 我想问的一个问题就是,为什么男的会坚持外面没有人,他没有出轨?对他来说有什么
: 好处?

avatar
K*D
78
I don't understand the logic here. Maybe you misunderstood my words.
I meant: almost everything is more EXPENSIVE than my current 2 bdrm
apartment. (The houses that I would want to buy cost more to rent
than my current apartment.)

【在 f****t 的大作中提到】
: then: Buying home as primary residence is a sure win, as of today
avatar
f*w
79
直觉你这篇里的人物和家庭还有救,因为双方还在战争还在争吵还在指责对方,真正没
救的是那些已经不再争吵的人。爱的反面不是恨,是漠然。
不管是不是分开,这个女主性格中有严重的缺陷,就是不自信。不自信的最大表现就是
不给(或者说,不敢给)对方空间。如果这次喀嚓了,下次还是会喀嚓的。希望她能看
到这一点。

【在 b*****l 的大作中提到】
: 就像《中国式离婚》里,本来没有外遇,怀疑来怀疑去感情都没有了。人在那样的状态
: 下也许根本不会去考虑好处不好处的问题,只是想着解脱了喘口气就行。:)

avatar
f*t
80
sorry, some messup
I know you are house black. but the following is more like a tuo. So just
curious to learn more about your logic
"Buying home as primary residence is a sure win, as of today,
unless one buys sth too luxury. One doesn't even need to worry
about renting it out -- it's automatically done, hehe. Plus there
is tax benefit too."

【在 K****D 的大作中提到】
: I don't understand the logic here. Maybe you misunderstood my words.
: I meant: almost everything is more EXPENSIVE than my current 2 bdrm
: apartment. (The houses that I would want to buy cost more to rent
: than my current apartment.)

avatar
T*0
81
"爱的反面不是恨,是漠然." 多次看到过一些人提到过这个看似很有哲理,又符合现实
生活规律的,但又与多数人的常识所不同(即“非主流”)的说法, 只因为它最开始是
出自一个名人之口, Elie Wiesel。
他说:
The opposite of love is not hate, it's indifference. The opposite of beauty
is not ugliness, it's indifference. The opposite of faith is not heresy, it'
s indifference. And the opposite of life is not death, but indifference
between life and death.
所以,这他眼泪,所有感觉和感情的opposite side,都是indifference。
那么,what is the opposite of indifference?CARE! CONCERN!
为何Elie Wiesel是名人吗?因为他净说一些我们非名人或普通人不说的话。因为大家
都知道,The opposite of love is hate,所以他就说了The opposite of love is
not hate。
The opposite of love is hate; the opposite of hate is love; The middle of
love and hate is indifference。

【在 f******w 的大作中提到】
: 直觉你这篇里的人物和家庭还有救,因为双方还在战争还在争吵还在指责对方,真正没
: 救的是那些已经不再争吵的人。爱的反面不是恨,是漠然。
: 不管是不是分开,这个女主性格中有严重的缺陷,就是不自信。不自信的最大表现就是
: 不给(或者说,不敢给)对方空间。如果这次喀嚓了,下次还是会喀嚓的。希望她能看
: 到这一点。

avatar
K*D
82

When I mentioned "as of today", I implied that the condition
that "the house price on the long run beats the inflation rate
by 1%" must be true before my conclusion could be true. I am
a house black because I actually don't believe that in the coming
few years.
Again, that condition is mentioned in the first post and this is
where all the discussion started. I am just rebuking the first post's
opinion.

【在 f****t 的大作中提到】
: sorry, some messup
: I know you are house black. but the following is more like a tuo. So just
: curious to learn more about your logic
: "Buying home as primary residence is a sure win, as of today,
: unless one buys sth too luxury. One doesn't even need to worry
: about renting it out -- it's automatically done, hehe. Plus there
: is tax benefit too."

avatar
f*t
83
thanks for your clarifications :)

【在 K****D 的大作中提到】
:
: When I mentioned "as of today", I implied that the condition
: that "the house price on the long run beats the inflation rate
: by 1%" must be true before my conclusion could be true. I am
: a house black because I actually don't believe that in the coming
: few years.
: Again, that condition is mentioned in the first post and this is
: where all the discussion started. I am just rebuking the first post's
: opinion.

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