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临床论文表明羟氯喹增加新冠死亡率16%
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临床论文表明羟氯喹增加新冠死亡率16%# Biology - 生物学
p*8
1
My company already gave all the document on May 1st. Just check with lawyer
. She said she is still reviewing my case and does not gave the date she
can file the application. Just wonder how long they can be ready to file the
140.
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a*s
2
有些余钱,也不太会投资。是否应该多付一些principal呢?你们一般多付多少?
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t*p
4
真正填表1,2个小时就好了。。。。
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w*m
5
you need 0.5-1 year back up money

【在 a**s 的大作中提到】
: 有些余钱,也不太会投资。是否应该多付一些principal呢?你们一般多付多少?
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s*n
6
you should share this with President Trump.
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k*o
7
可以考虑一年付13个payment.

【在 a**s 的大作中提到】
: 有些余钱,也不太会投资。是否应该多付一些principal呢?你们一般多付多少?
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P*R
8
everybody knows.

【在 s*****n 的大作中提到】
: you should share this with President Trump.
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b*d
9
如果没有更好的投资方式,就放到房子里面去,可以$500-$1000/month.

【在 a**s 的大作中提到】
: 有些余钱,也不太会投资。是否应该多付一些principal呢?你们一般多付多少?
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c*o
10
嗯,每次多陪几钱
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d*2
11
正常老中, 7-10年付清房子压力不算太大。
你要一门心思付清也不错。
尤其是你没有更好的理财手段的情况下。
当然, 最好还是多了解学习其他的投资理财方式。
付principle不是最好的选择, 只能算不需要动脑的办法。

【在 a**s 的大作中提到】
: 有些余钱,也不太会投资。是否应该多付一些principal呢?你们一般多付多少?
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d*2
12
如果相当稳定的收入, 譬如法考题,
可以考虑把手头的活钱一次性投入, 靠信用卡和HELOC周转, 如果有什么emergency.
或者投入以后, 攒6个月钱, 然后再考虑下一次是不是lump sum.
一次性还几万, 10万的, 一年的利息省好几千, 也不算小钱了。

【在 a**s 的大作中提到】
: 有些余钱,也不太会投资。是否应该多付一些principal呢?你们一般多付多少?
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i*a
13
depends on your rate
if it's low like 4%, then I wouldn't pay any extra. after a few years you
may get 4% interest on bank CD.

【在 a**s 的大作中提到】
: 有些余钱,也不太会投资。是否应该多付一些principal呢?你们一般多付多少?
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d*2
14
that's not a good math.
say, the general rate now is 0.5%, there is a 3.5% difference. u hold ur
money for 3 years. then u got a 6% bank CD, where the diff is 2%.
u need almost 6 years to get back the interest u lost.
这个已经算是非常理想化的senario了。

【在 i****a 的大作中提到】
: depends on your rate
: if it's low like 4%, then I wouldn't pay any extra. after a few years you
: may get 4% interest on bank CD.

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a*s
15
我的利率是4.75%,$300000贷款/30年。不太可能10年内还清。还有两个孩子。算不清
这帐:我该每年多放一些,还是先攒几万,一次性放上几万?哪个更好?
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i*a
16
you get "interest free" loan, and start earning money after 6 years. that's
sounds like a super good deal to me. especially since LZ is currently a
little tight on cash.
also consider inflation

【在 d*********2 的大作中提到】
: that's not a good math.
: say, the general rate now is 0.5%, there is a 3.5% difference. u hold ur
: money for 3 years. then u got a 6% bank CD, where the diff is 2%.
: u need almost 6 years to get back the interest u lost.
: 这个已经算是非常理想化的senario了。

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a*g
17
Inflation does not matter at all, if salary does not inflate more than the
interest rate you are paying.
It can be simplified in math: if you owe money, and you can invest and
bring higher yield, then not paying off is a good choice. otherwise, no.

s

【在 i****a 的大作中提到】
: you get "interest free" loan, and start earning money after 6 years. that's
: sounds like a super good deal to me. especially since LZ is currently a
: little tight on cash.
: also consider inflation

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j*k
18
you should try to pay it off as soon as you kid. Remeber, you also have 2
kids. Once you're done with your mortgage, you would have to start planning
for their college...
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c*e
19
如果有闲钱的话,越早付到贷款中去越好。每个月多付,还不如年初就多付一个月的月
付款来得更有效些。

【在 a**s 的大作中提到】
: 我的利率是4.75%,$300000贷款/30年。不太可能10年内还清。还有两个孩子。算不清
: 这帐:我该每年多放一些,还是先攒几万,一次性放上几万?哪个更好?

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