外媒报道: 硅谷银行爆雷背后真相
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Silicon Valley Bank failed in rapid, stunning fashion Friday. This week, the tech and banking sector are growing skittish about the next shoe to drop.
What took place Friday was an old-fashioned bank run: Customers yanked $42 billion from Silicon Valley Bank on Thursday, leaving the bank with $1 billion in negative cash balance. In other words, the bank owed more to customers than it had on hand. SVB and federal regulators scrambled but couldn’t raise enough capital to make up the difference, and the bank was declared insolvent Friday.
📝重点词汇与表达
skittish [ˈskɪtɪʃ]
变幻莫测的;易变的
bank run [bæŋk rʌn]
银行挤兑
yank [jæŋk]
猛拉; 猛拽
cash balance [kæʃ ˈbæləns]
现金余额
scramble [ˈskræmbl]
抢占; 争夺;艰难地(或仓促地)完成
insolvent [ɪnˈsɑːlvənt]
无力偿付债务的; 破产的
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