请大家帮我看一下我家的车保险coverage,觉得合理吗？
椰子树下的海风
楼主 (文学城)
两辆车，没有伞险。下个月车保险到期，收到新账单，保费一下涨40%。这是我家目前的coverage and limits. 加州。
需要把limits降低一点，然后买个伞险？没有出租房。谢谢大家。
| Coverage | Limits |
| Bodily Injury Liability | $250,000 each person |
| $500,000 each accident | |
| Property Damage Liability | $100,000 each accident |
| Medical Coverage | |
| Uninsured Motorist Bodily Injusry | $250,000 each person |
| $500,000 each accident | |
| Additional Equipment | $1,000 |