umbrella insurance买多少合适
Joi
楼主 (文学城)
想买umbrella insurance,cover primary home, cars, and all rental properties. Agent建议 5 million for personal properties and 5 million for rental properties. 需要这么多吗?
想买umbrella insurance,cover primary home, cars, and all rental properties. Agent建议 5 million for personal properties and 5 million for rental properties. 需要这么多吗?
可以和自住房合一起买一个伞险。
每个出租房50-100万liability insurance +100-200万 umbrella insurance 够用。
责任险赔偿不限于地皮之内的事情,地皮之外你家人的任何责任,都会赔。只要这个责任最后算到房主和家人身上。狗咬人也是房主疏忽的责任。
如果信不过我,看这篇文章https://www.justia.com/insurance/homeowners-insurance/coverage-for-accidents-off-the-premises/
“100-200万 umbrella insurance” 这是每个出租房吗? 多谢